This home is in Glen Kernan, Jacksonville.

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Active·50 days on market·Glen Kernan

4579 Swilcan Bridge Lane N

Jacksonville, FL 32224

$2,700,000$406/sqftEst. $14,371/moMLS# 2120940

Beds

Baths

6,648

Sq Ft

1999

Built

Garage

Yes

Pool

About this home

Glen Kernan

**Major price reduction** Welcome to this completely transformed, three-story estate nestled within the gates of the prestigious Glen Kernan Golf & Country Club. Set on a serene, preserve-backed lot, this expansive residence spans 7,000 square feet and offers an unparalleled blend of elegance, comfort, and resort-style living. This 7 bedroom 7 bathroom includes a main level primary suite, a spa inspired bathroom with dual vanities, and generous walk-in closet space. High-end finishes and upgrades throughout the home deliver unmatched grandeur and practicality. Outside you will find a large cabana and saltwater pool, perfect for entertaining and hosting. Imagine your evenings spent at the newly reimagined clubhouse with a pristine golf course, state of the art wellness center, tennis and pickleball courts, and resort-style pools. Conveniently located to the beaches, town center, and hospitals, this home has everything you need for family living and high end entertaining.

Cost to own

Mortgage calculator

Home Price

$2,700,000

Down Payment: 20%

$540,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$13,638

Principal & Interest: $13,638

Est. Taxes & Insurance: $3,410

Estimated Total Monthly

$17,048

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$14,371

Property taxesest. at asking price, Duval County$4,409

HOAbilled quarterly$698

Estimated total, before insurance$19,478/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$1,872,623	$1,752,767	▲ $85,379
2024	$1,796,435	$1,593,425	▼ $3,064
2023	$1,651,179	$1,448,569	▲ $58,068
2022	$1,539,479	$1,316,881	—
2021	$1,197,165	$1,197,165	—
2020	$1,178,675	$1,178,675	—

2025 property taxes (current owner): $32,270/yr

Estimated taxes if purchased at asking price: ~$52,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: material not specified — year not disclosed (home built 1999)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,672 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History