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This home is in Coastal Oaks, Ponte Vedra.

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Active

Active·293 days on market·Coastal Oaks

63 Portside Avenue

Ponte Vedra, FL 32081

$949,000$279/sqftEst. $4,879/moMLS# 2117250

Beds

Baths

3,404

Sq Ft

2014

Built

Garage

Pool

About this home

Coastal Oaks

NEW PRICE! NOCATEE LIFESTYLE | GATED COASTAL OAKS | SPACE FOR A POOL | OVER 3,400 SQ. FT. | PRESERVE LOT | 3-CAR GARAGE | NEW ROOF (2024) + TWO NEW HVAC SYSTEMS (2024)!This Toll Brothers Anastasia offers 4 bedrooms, 4 baths and a versatile floor plan designed for both everyday living and entertaining. The first floor features the primary suite, secondary bedrooms and a flex space positioned between the secondary bedrooms--ideal for a home office, playroom, study area or additional living space.The gourmet kitchen features a large island, gas cooktop, convection oven, granite countertops, upgraded cabinetry with under-cabinet lighting, walk-in pantry and butler's pantry with built-in wine chiller. The kitchen opens to the family room with soaring ceilings, a gas fireplace and surround sound. The primary suite enjoys preserve views, two custom closets and an ensuite bath with dual vanities, garden tub and separate shower with rainfall showerhead.

Cost to own

Mortgage calculator

Home Price

$949,000

Down Payment: 20%

$189,800

Interest Rate: 6.66%

Loan Term

Monthly Payment

$4,879

Principal & Interest: $4,879

Property taxes (est.): $1,263

Insurance (est.): $633

Estimated Total Monthly

$6,774

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$4,879

Property taxesest. at asking price, St. Johns County$1,263

HOAbilled quarterly$250

Estimated total, before insurance$6,392/mo

Seller’s 2024 tax billper the MLS — includes any CDD / assessments$8,411/yr · $701/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$852,630	$506,586	—
2024	$878,541	$491,602	—
2023	$916,603	$475,827	—
2022	$762,527	$460,512	—
2021	$515,109	$445,643	—
2020	$503,089	$438,800	—

2024 property taxes (current owner): $8,411/yr

Estimated taxes if purchased at asking price: ~$15,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2024 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,730 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 21, 2026Price change$949,000−$26,000
Aug 14, 2026Active$975,000
Aug 10, 2026Active Under Contract$975,000
Nov 10, 2025Listed$975,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$949,000

Price / Sq Ft$279

Bedrooms4

Bathrooms4.00

Full Baths4

Square Footage3,404

Acres0.20 acres

Year Built2014

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

Community Information

Address63 Portside Avenue, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionCoastal Oaks At Nocatee

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Lot Size8,712 sq ft

Parcel Number0702916810

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Natural Gas Available, Sewer Available, Water Available

Water SourcePublic

ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Double Oven, Dryer, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Wine Cooler

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories2

LaundryGas Dryer Hookup, Sink

Security24 Hour Security, Security Gate