This home is in Creekside, Yulee.

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Active

Active·309 days on market·Creekside

87377 Raddin Road

Yulee, FL 32097

$1,350,000$292/sqftEst. $6,883/moMLS# 2109134

Beds

Baths

4,628

Sq Ft

2005

Built

Garage

Yes

Pool

About this home

Creekside

Price improvement ! Discover peaceful, tranquil country living on 3.43 acres zoned Open Rural--no HOA or CDD fees! Horses allowed. This spacious 4BR/4BA home offers 4,628 sq ft with vaulted ceilings, gas fireplace, central vacuum, and is wired for a whole house generator. The chef's kitchen and summer kitchen make entertaining a breeze, while the private in-ground pool and full yard irrigation enhance outdoor living. Accessory buildings provide room for all your toys--RV, boats, motorcycles--with a workshop, she-shed, and 3-car garage. No carpet throughout! Just minutes to the beautiful beaches of Amelia Island, historic downtown Fernandina Beach, shopping, dining, live entertainment, and Jacksonville International Airport. A rare blend of space, function, and location--country charm meets modern convenience.

Cost to own

Mortgage calculator

Home Price

$1,350,000

Down Payment: 20%

$270,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$6,883

Principal & Interest: $6,883

Property taxes (est.): $1,864

Insurance (est.): $900

Estimated Total Monthly

$9,647

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$6,883

Property taxesest. at asking price, Nassau County$1,864

Estimated total, before insurance$8,747/mo

Seller’s 2024 tax billper the MLS — includes any CDD / assessments$9,395/yr · $783/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$1,036,885	$608,911	—
2024	$993,362	$591,043	—
2023	$970,251	$572,372	—
2022	$757,567	$554,245	—
2021	$653,158	$536,646	—
2020	$569,613	$514,098	—

2024 property taxes (current owner): $9,395/yr

Estimated taxes if purchased at asking price: ~$22,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,708 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 16, 2026Price change$1,350,000−$49,000
Sep 17, 2025Listed$1,399,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,350,000

Price / Sq Ft$292

Bedrooms4

Bathrooms4.00

Full Baths4

Square Footage4,628

Acres3.64 acres

Year Built2005

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages3

# of Carport Spaces3

Has PoolYes

Pool FeaturesIn Ground

Is WaterfrontNo

Direction FacesEast

Community Information

Address87377 Raddin Road, Yulee, FL 32097

Area471-Nassau County-Chester/Pirates Woods Areas

SubdivisionCreekside

CityYulee

CountyNassau

StateFL

Zip Code32097

Lot Size158,558.4 sq ft

Parcel Number373N27005000020010

ZoningZoned for Horses

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPrivate Sewer, Septic Tank

Water SourcePrivate, Well

ParkingAdditional Parking, Covered, Detached, Detached Carport, Garage, RV Access/Parking

Interior

Interior FeaturesCeiling Fan(s), Central Vacuum, In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Double Oven, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Water Softener Owned

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringTile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Lower Level, Washer Hookup