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This home is in St. Augustine.

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923 Scrub Jay Drive

St. Augustine, FL 32092

$249,000$185/sqftEst. $1,279/moMLS# 2161497
2
Beds
2
Baths
1,346
Sq Ft
2005
Built
1
Garage
No
Pool

About this home

St. Augustine

TURN-KEY. IMMACULATE. UPGRADED. Welcome to 923 Scrub Jay Drive, a beautifully maintained 2-bedroom, 2.5-bath townhome in the desirable Gables at Wingfield Glen, where pride of ownership is evident from the moment you arrive. This is not your average unit, as thoughtful upgrades and recent improvements throughout make this home truly move-in ready. Step inside to find luxury LVP flooring throughout the main level, updated carpeting upstairs, and top-of-the-line ceiling fans. The impressive list of recent improvements continues with a complete suite of matching LG appliances (2025), Trane HVAC system (2024), and A.O. Smith water heater (2023) - offering the next owner quality, comfort, and peace of mind. Step outside to the extended paver patio overlooking peaceful preserve views. Located in highly sought-after St. Johns County, home to Florida's #1-ranked public school district for the 2025-2026 school year. 923 Scrub Jay Drive stands apart as a premier opportunity in The Gables.

Cost to own

Mortgage calculator

$249,000
$49,800
Loan Term
Monthly Payment
$1,279
Principal & Interest: $1,279
Property taxes (est.): $331
Insurance (est.): $166
Estimated Total Monthly
$1,776
*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$1,279
Property taxesest. at asking price, St. Johns County$331
HOAbilled monthly$212
Estimated total, before insurance$1,822/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,643/yr · $220/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,643/yr

Estimated taxes if purchased at asking price: ~$4,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,769 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 24, 2026Listed$249,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$249,000
Price / Sq Ft$185
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,346
Acres0.07 acres
Year Built2005
TypeResidential
Sub-TypeTownhouse
Property ConditionUpdated/Remodeled
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address923 Scrub Jay Drive, St. Augustine, FL 32092
Area304- 210 South
SubdivisionGables At Wingfield
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size3,049.2 sq ft
Parcel Number0264480245

Amenities

AmenitiesPool, Dog Park
UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionMany Trees, Sprinklers In Front, Sprinklers In Rear, Wooded
Patio / PorchPatio
RoofShingle
ConstructionFrame, Stone
Road SurfaceAsphalt

Additional Information

Date ListedAugust 24, 2026
Days on Market4
HOA Fees$212 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Maintenance Structure
Tax Amount$2,642.73
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS ST JOHNS

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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