This home is in St. Augustine — a home near St. Augustine High School.
Active·9 days on market
1108 W King Street
St. Augustine, FL 32084
About this home
St. Augustine
Welcome to this beautifully remodeled 4-bedroom, 2-bath home in historic St. Augustine! Move-in ready and thoughtfully updated, this home features a spacious open floor plan with a large living room, family room with a wood-burning fireplace, dining area, and roomy eat-in kitchen. Updates include a roof replaced in 2025, new appliances, a new washer and dryer, updated flooring, fresh interior paint, and water heater. Outside, enjoy a welcoming front entrance deck, privacy fencing extending from the porch area, an extended driveway for additional parking, and an added storage shed. The generous lot provides plenty of room for outdoor entertaining, relaxing, pets, or play. Conveniently located just a short drive from historic downtown St. Augustine, beautiful beaches, shopping, dining, and entertainment. This updated home combines space, comfort, privacy, and convenience in a fantastic St. Augustine location. Don't miss this move-in-ready opportunity!
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $227,269 | $227,269 | — |
| 2025 | $119,899 | $115,930 | — |
| 2024 | $140,323 | $103,765 | — |
| 2024 | $120,270 | $105,391 | ▼ $106 |
| 2023 | $153,814 | $94,332 | — |
| 2023 | $120,616 | $95,810 | — |
| 2022 | $111,311 | $85,756 | — |
| 2022 | $108,397 | $87,100 | — |
| 2021 | $77,960 | $77,960 | — |
| 2021 | $79,182 | $79,182 | — |
| 2020 | $76,210 | $76,210 | — |
| 2020 | $82,664 | $82,664 | — |
2025 property taxes (current owner): $3,408/yr
Estimated taxes if purchased at asking price: ~$4,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — 2025 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Likely septic · Public water (record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,669 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Aug 19, 2026Active$270,000
- Aug 15, 2026Listed$270,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS ST JOHNS
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines