Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

1 / 37

Active

Active·3 days on market

9257 Bighorn Trail

Jacksonville, FL 32222

$359,900$143/sqftEst. $1,852/moMLS# 2159831

Beds

Baths

2,517

Sq Ft

2019

Built

Garage

Pool

About this home

Jacksonville

Welcome to 9257 Bighorn Trail, a spacious 5-bedroom, 3-bathroom home offering 2,517 square feet of comfortable living space in Jacksonville's desirable OakLeaf area. The open floor plan creates an easy flow between the main living, dining, and kitchen areas, making the home ideal for everyday living, entertaining, and accommodating a growing household. Generously sized bedrooms and three full bathrooms provide plenty of flexibility for family, guests, a home office, or multigenerational living. The home is solid and offers an excellent opportunity for buyers to add fresh finishes, personal touches, and modern updates to make it truly their own. Conveniently located near Oakleaf Town Center, shopping, dining, parks, schools, and major commuter routes, including I-295 and Blanding Boulevard. With its impressive size, versatile layout, and outstanding potential, this home is ready for its next chapter. Schedule your private showing today!

Cost to own

Mortgage calculator

Home Price

$359,900

Down Payment: 20%

$71,980

Interest Rate: 6.67%

Loan Term

Monthly Payment

$1,852

Principal & Interest: $1,852

Property taxes (est.): $588

Insurance (est.): $240

Estimated Total Monthly

$2,680

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$1,852

Property taxesest. at asking price, Duval County$588

HOAbilled annually$40

Estimated total, before insurance$2,480/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,737/yr · $478/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,737/yr

Estimated taxes if purchased at asking price: ~$7,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,763 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 12, 2026Listed$359,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$359,900

Price / Sq Ft$143

Bedrooms5

Bathrooms3.00

Full Baths3

Square Footage2,517

Acres0.30 acres

Year Built2019

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionFixer, Updated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

School Information

ElementaryWestview

MiddleWestside

HighWestside High School

Community Information

Address9257 Bighorn Trail, Jacksonville, FL 32222

Area064-Bent Creek/Plum Tree

SubdivisionSandler Oaks

CityJacksonville

CountyDuval

StateFL

Zip Code32222

Lot Size13,068 sq ft

Parcel Number0156770125

ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener, Off Street, On Street

ViewWater

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Electric Oven, Electric Range, Microwave, Refrigerator

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Laminate

# of Stories2

LevelsTwo

LaundryIn Unit

SecuritySmoke Detector(s)