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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·31 days on market

9108 Mendocino Court

Jacksonville, FL 32222

$320,000$188/sqftEst. $1,647/moMLS# 2150772
4
Beds
2
Baths
1,705
Sq Ft
2021
Built
2
Garage
No
Pool

About this home

Jacksonville

Welcome to your dream home! This stunning 4-bedromm, 2-bathroom single-family residence showcases the ultimate in modern open-concept design. The primary suite features a generous walk-in closet and a private en-suite bath. Three additional rooms offer flexible space for a growing family, a home office or guest accommodations. Complete with dedicated laundry room and a 2-car garage. This home offers style and functionality in equal measure. Call us today for a private tour before it is gone

Cost to own

Mortgage calculator

$320,000
$64,000
Loan Term
Monthly Payment
$1,647
Principal & Interest: $1,647
Property taxes (est.): $523
Insurance (est.): $213
Estimated Total Monthly
$2,383
*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$1,647
Property taxesest. at asking price, Duval County$523
HOAbilled annually$41
Estimated total, before insurance$2,210/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,841/yr · $320/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$241,396$185,674
2024$250,827$195,827 $10,000
2023$264,115$192,815 $14,469
2022$240,598$190,598 $21,028
2021$48,000$48,000

2025 property taxes (current owner): $3,841/yr

Estimated taxes if purchased at asking price: ~$6,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,653 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 22, 2026Price change$320,000+$10,000
  • Jul 15, 2026Active$310,000
  • Jul 7, 2026Withdrawn$310,000
  • Jun 15, 2026Listed$310,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$320,000
Price / Sq Ft$188
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,705
Acres0.17 acres
Year Built2021
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address9108 Mendocino Court, Jacksonville, FL 32222
Area064-Bent Creek/Plum Tree
SubdivisionSandler Oaks
CityJacksonville
CountyDuval
StateFL
Zip Code32222
Lot Size7,405.2 sq ft
Parcel Number0156770680
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesKitchen Island, Open Floorplan, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories1
LaundryElectric Dryer Hookup

Additional Information

Date ListedJuly 15, 2026
Days on Market10
HOA Fees$490 / Annually
HOA FrequencyAnnually
HOA NameSandler Oaks Homeowners Association
Tax Amount$3,841.23
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LA ROSA REALTY JACKSONVILLE, LLC.

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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