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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville Beach a home near Duncan U. Fletcher High School.

Active

Active·Listed today

731 1st Street 524

Jacksonville Beach, FL 32250

$524,900$636/sqftEst. $2,676/moMLS# 2158551
2
Beds
1
Baths
825
Sq Ft
1977
Built
Garage
No
Pool

About this home

Jacksonville Beach

Experience the best of oceanfront living from this beautifully maintained fifth-floor condominium in the heart of Jacksonville Beach. Wake up to breathtaking Atlantic Ocean sunrises and enjoy the soothing sound of the waves from your private balcony. The open-concept floor plan is filled with natural light, creating a bright and inviting space for relaxing or entertaining. The kitchen flows seamlessly into the living and dining areas, while spacious bedrooms provide a comfortable retreat after a day at the beach. Enjoy direct beach access, elevator convenience, assigned parking, and a location just moments from the Jacksonville Beach Pier, local restaurants, shopping, and entertainment. Whether you're looking for a primary residence, vacation getaway, or investment opportunity, this coastal retreat offers the perfect combination of lifestyle, location, and value.

Cost to own

Mortgage calculator

$524,900
$104,980
Loan Term
Monthly Payment
$2,676
Principal & Interest: $2,676
Property taxes (est.): $857
Insurance (est.): $350
Estimated Total Monthly
$3,883
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,676
Property taxesest. at asking price, Duval County$857
HOAbilled monthly$825
Estimated total, before insurance$4,358/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,341/yr · $612/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,341/yr

Estimated taxes if purchased at asking price: ~$10,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 4, 2026Listed$524,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$524,900
Price / Sq Ft$636
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage825
Acres0.01 acres
Year Built1977
TypeResidential
Sub-TypeCondominium
StyleOther
StatusActive
Has PoolNo
Is WaterfrontYes
Direction FacesNorth

School Information

Community Information

Address731 1st Street 524, Jacksonville Beach, FL 32250
Area212-Jacksonville Beach-SE
SubdivisionSandpiper Ocean
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size435.6 sq ft
Parcel Number1760490340
ZoningCondominium

Amenities

UtilitiesCable Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAssigned
Waterfront TypeOcean Front

Interior

AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Ice Maker, Washer
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne

Additional Information

Date ListedAugust 4, 2026
Days on Market0
HOA Fees$825 / Monthly
HOA FrequencyMonthly
Tax Amount$7,341.19
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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