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This home is in Pelican Point, Jacksonville Beach — a gated community home in Jacksonville.

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Active

Active·18 days on market·Pelican Point

1901 1st Street 806

Jacksonville Beach, FL 32250

$1,100,000$725/sqftEst. $5,661/moMLS# 2157166

Beds

Baths

1,518

Sq Ft

1982

Built

Garage

Pool

About this home

Pelican Point

Rare South-End Opportunity at Pelican Point! Wake up to panoramic ocean views from the 8th floor of one of Jax Beach's premier oceanfront buildings. This 3-bedroom, 2-bath, 1,518 sq. ft. residence offers a spacious wraparound balcony -- front row seats for sunrise over the Atlantic and salty breezes all day long. Freshly updated with new tile flooring, fresh paint, updated lighting, a remodeled kitchen, and renovated baths, ready for its next chapter. Enjoy Pelican Point's resort-style amenities: oceanfront pool, tennis/pickleball courts, fitness center, and clubroom. Includes one garage space and a private storage locker. Just steps away from the sand, dining, and nightlife on 1st Street. South-end units rarely come available, don't miss this one. Seller is motivated, send your highest and best offer.

Cost to own

Mortgage calculator

Home Price

$1,100,000

Down Payment: 20%

$220,000

Interest Rate: 6.67%

Loan Term

Monthly Payment

$5,661

Principal & Interest: $5,661

Property taxes (est.): $1,796

Insurance (est.): $733

Estimated Total Monthly

$8,190

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$5,661

Property taxesest. at asking price, Duval County$1,796

HOAbilled monthly$994

Estimated total, before insurance$8,451/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$14,147/yr · $1,179/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $14,147/yr

Estimated taxes if purchased at asking price: ~$21,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1982)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,681 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 10, 2026Price change$1,100,000−$100,000
Jul 26, 2026Listed$1,200,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,100,000

Price / Sq Ft$725

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,518

Acres0.01 acres

Year Built1982

TypeResidential

Sub-TypeCondominium

Property ConditionUpdated/Remodeled

StatusActive

# of Garages1

Has PoolNo

Is WaterfrontYes

Direction FacesEast

School Information

ElementarySeabreeze

MiddleFletcher Jr High

HighDuncan Fletcher

Community Information

Address1901 1st Street 806, Jacksonville Beach, FL 32250

Area211-Jacksonville Beach-NE

SubdivisionPelican Point

CityJacksonville Beach

CountyDuval

StateFL

Zip Code32250

Lot Size435.6 sq ft

Parcel Number1747545084

Amenities

AmenitiesPool, Beach Access, Car Wash Area, Clubhouse, Elevator(s), Fitness Center, Gated, Maintenance Grounds, Maintenance Structure, Management - Full Time, Management- On Site, Pickleball, Storage, Tennis Court(s), Trash

UtilitiesElectricity Connected, Sewer Connected, Water Connected

Water SourcePublic

ParkingAssigned, Garage, Gated, Guest

ViewBeach

Waterfront TypeOcean Front

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Primary Bathroom - Shower No Tub, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringTile

# of Stories1

LaundryIn Unit

SecurityFire Sprinkler System, Key Card Entry, Secured Elevator, Secured Lobby, Security Gate