Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Celestina, St. Johns — a home near Creekside High School.

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Active

Active·Listed today·Celestina

215 Carina Trail

St. Johns, FL 32259

$750,000$288/sqftEst. $3,856/moMLS# 2157085

Beds

Baths

2,604

Sq Ft

2020

Built

Garage

Yes

Pool

About this home

Celestina

One story pool home with a stunning preserve view that offers more than you could imagine! Step into the foyer with tray ceilings and fall in love with the high ceilings and classiness! The floor plan offers an open & bright concept with tons of natural light throughout the living area! The heart of the home is a chef's kitchen with upgraded appliances, double ovens, and an immense breakfast nook that can easily fit a 6-seats dining room table. Adjacent to the living area is a formal dining room with tray ceilings that can easily be enclosed and be used as an office. Every sqft of this home is efficiently used and provides flexibility of use as your needs change over time. Inside the spacious laundry room, you will find a sink, plenty of storage and room to fold your clothes. The laundry room connects to a massive walk-in closet that leads to the luxury master suite with tray ceilings.

Cost to own

Mortgage calculator

Home Price

$750,000

Down Payment: 20%

$150,000

Interest Rate: 6.66%

Loan Term

Monthly Payment

$3,856

Principal & Interest: $3,856

Property taxes (est.): $998

Insurance (est.): $500

Estimated Total Monthly

$5,354

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$3,856

Property taxesest. at asking price, St. Johns County$998

HOAbilled monthly$170

Estimated total, before insurance$5,024/mo

Seller’s 2024 tax billper the MLS — includes any CDD / assessments$7,268/yr · $606/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2024 property taxes (current owner): $7,268/yr

Estimated taxes if purchased at asking price: ~$12,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,760 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 27, 2026Active$750,000
Jul 25, 2026Listed$750,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$750,000

Price / Sq Ft$288

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,604

Acres0.20 acres

Year Built2020

TypeResidential

Sub-TypeSingle Family Residence

Property ConditionUpdated/Remodeled

StatusActive

# of Garages3

Has PoolYes

Pool FeaturesIn Ground, Fenced

Is WaterfrontNo

Gated CommunityYes

School Information

ElementaryDurbin Creek

MiddleFruit Cove

HighCreekside

Community Information

Address215 Carina Trail, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionCelestina

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size8,712 sq ft

Parcel Number0057325590

ZoningResidential

Amenities

AmenitiesPool, Other, Basketball Court, Cable TV, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Park, Playground, Security, Tennis Court(s), Water

UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener, Gated, Secured

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Entrance Foyer, Guest Suite, In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Smart Thermostat, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Double Oven, Dryer, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Washer

HeatingCentral

CoolingCentral Air

FlooringTile

# of Stories1

LevelsOne

LaundryIn Unit, Lower Level, Sink

Security24 Hour Security, Gated with Guard, Security Fence, Security Gate