96328 Ridgewood Circle

• • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

• Jul 22, 2026Listed$388,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

• 

  Active Under Contract

  $405,000MLS# 2144240

  Est. $2,156/mo

  95161 Lock Street, Fernandina Beach, FL 32034

  3 Beds

  2 Baths

  1,895 sqft

  Residential

  WATSON REALTY CORP
• 

  Active

  $395,000MLS# 2146890

  Est. $2,102/mo

  941222 Old Nassauville Road, Fernandina Beach, FL 32034

  3 Beds

  2 Baths

  1,280 sqft

  Residential

  FLORIDA HOMES REALTY & MORTGAGE PROPERTY MANAGEMENT