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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a gated community home in Jacksonville.

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Active Under Contract

Active Under Contract·44 days on market

10435 Midtown Parkway 415

Jacksonville, FL 32246

$179,900$232/sqftEst. $925/moMLS# 2155497
1
Beds
1
Baths
774
Sq Ft
2006
Built
1
Garage
No
Pool

About this home

Jacksonville

Discover urban living at its finest in this top-floor, one-bedroom, one-bath fully furnished condo located right in the heart of the Town Center. Enjoy spectacular views of the pool from your private balcony. Residents enjoy exceptional community amenities including a resort-style pool, fitness center, clubhouse, business center, secure gated access, and covered parking. Shops and restaurants, just steps away, this condo offers both convenience and style in a vibrant community.

Cost to own

Mortgage calculator

$179,900
$35,980
Loan Term
Monthly Payment
$925
Principal & Interest: $925
Property taxes (est.): $294
Insurance (est.): $120
Estimated Total Monthly
$1,339
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$925
Property taxesest. at asking price, Duval County$294
HOAbilled monthly$343
Estimated total, before insurance$1,562/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,037/yr · $253/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,037/yr

Estimated taxes if purchased at asking price: ~$3,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,682 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 27, 2026Active Under Contract$179,900
  • Jul 15, 2026Listed$179,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$179,900
Price / Sq Ft$232
Bedrooms1
Bathrooms1.00
Full Baths1
Square Footage774
Acres0.01 acres
Year Built2006
TypeResidential
Sub-TypeCondominium
StyleTraditional
StatusActive Under Contract
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address10435 Midtown Parkway 415, Jacksonville, FL 32246
Area023-Southside-East Of Southside Blvd
SubdivisionEsplanade At Town Center
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Lot Size435.6 sq ft
Parcel Number1677275528

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Security, Trash
UtilitiesSewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Garage
ViewPool

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Pantry, Primary Bathroom - Tub with Shower, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringLaminate, Tile
# of Stories1
LevelsOne
LaundryIn Unit
SecurityFire Sprinkler System, Secured Lobby, Security Gate

Exterior

Exterior FeaturesBalcony
RoofShingle

Additional Information

Date ListedJuly 15, 2026
Days on Market12
HOA Fees$343 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesSecurity, Trash
Tax Amount$3,036.58
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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