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Active·Listed today

2233 Seminole Road 27

Atlantic Beach, FL 32233

$869,900$666/sqftEst. $4,630/moMLS# 2154726
2
Beds
1
Baths
1,307
Sq Ft
1974
Built
Garage
No
Pool

About this home

Atlantic Beach

: A Rare gem opportunity to own direct oceanfront in Atlantic Beach, with Perfect views of ocean from both floors of this Home. Custom kitchen update with solid surface counters and pub style eat in kitchen maximizing the ocean views from every space. Formal dining space and living room with million dollar ocean views. stack washer/dryer space in kitchen, pantry closet, fully tiled downstairs, huge storage closet for all the beach toys. home has large private covered oceanfront porch , Owners suite with two large updated closets and oversized bathroom . Owners walk out, tiled, oceanfront observation deck is Awesome!! Condo has fantastic entertaining facilities with private keyed beach access and recently renovated pool as well as commons areas with seating area and party room for owner and guests. Just minutes to THE CORNERS of Atlantic and Neptune beaches for shopping and dining. All doors and windows recently updated as well as roof...THIS CONDO IS PERFECT!

Cost to own

Mortgage calculator

$869,900
$173,980
Loan Term
Monthly Payment
$4,630
Principal & Interest: $4,630
Est. Taxes & Insurance: $1,157
Estimated Total Monthly
$5,787
*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$4,630
Property taxesest. at asking price, Duval County$1,420
HOAbilled monthly$900
Estimated total, before insurance$6,950/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $835,000 in March 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2024$670,000$469,843
2023$670,000$427,130
2022$510,000$388,300

2025 property taxes (current owner): $12,204/yr

Estimated taxes if purchased at asking price: ~$17,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle, Tar/Gravel — year not disclosed (home built 1974)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,684 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jul 10, 2026Listed$869,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$869,900
Price / Sq Ft$666
Bedrooms2
Bathrooms1.50
Full Baths1
Half Baths1
Square Footage1,307
Acres0.04 acres
Year Built1974
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontYes
Direction FacesEast

School Information

Community Information

Address2233 Seminole Road 27, Atlantic Beach, FL 32233
Area231-Atlantic Beach-North
SubdivisionOcean Village
CityAtlantic Beach
CountyDuval
StateFL
Zip Code32233
Lot Size1,742.4 sq ft
Parcel Number1695190152

Amenities

AmenitiesPool, Beach Access, Clubhouse, Management - Off Site
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Guest, Parking Lot
ViewBeach, Ocean

Interior

Interior FeaturesPrimary Bathroom - Tub with Shower
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecurityKey Card Entry, Security Fence

Exterior

Exterior FeaturesBalcony
Patio / PorchCovered, Rear Porch
RoofShingle, Tar/Gravel
ConstructionBlock, Stucco
Road FrontageCity Street

Additional Information

Date ListedJuly 10, 2026
Days on Market0
HOA Fees$900 / Monthly
HOA FrequencyMonthly
HOA NameMarvin and Floyd
HOA Fee IncludesMaintenance Grounds, Maintenance Structure, Pest Control
Tax Amount$12,203.68
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: OCEANSIDE REAL ESTATE

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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