This home is in Royal Palms, Atlantic Beach.

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Active Under Contract

Active Under Contract·174 days on market·Royal Palms

785 Triton Road

Atlantic Beach, FL 32233

$739,000$493/sqftEst. $3,933/moMLS# 2126343

Beds

Baths

1,500

Sq Ft

1972

Built

—

Garage

Yes

Pool

About this home

Royal Palms

IMPROVED PRICE! Brand New Architectural Shingle Roof APRIL '2026. This fully remodeled single-story concrete block home blends modern upgrades w/ timeless coastal style. Every detail has been thoughtfully updated for comfort, efficiency, and peace of mind. Inside, you'll find a brand-new kitchen, 2 beautifully redesigned baths, sun-filled living spaces, wide-plank flooring, new lighting, windows, doors, and drywall throughout. Major system improvements include updated electrical, re-plumbed, & a new 30-year architectural shingle roof scheduled. The flexible layout offers 3 bedrooms plus a den/flex room with its own private entry - ideal for a home office, guest suite, or studio. Outdoor living truly sets this home apart. A 300+ sq ft covered patio with new metal roof. The shed is updated w/ electric.

Cost to own

Mortgage calculator

Home Price

$739,000

Down Payment: 20%

$147,800

Interest Rate: 6.49%

Loan Term

Monthly Payment

$3,733

Principal & Interest: $3,733

Est. Taxes & Insurance: $933

Estimated Total Monthly

$4,666

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,933

Property taxesest. at asking price, Duval County$1,207

Estimated total, before insurance$5,140/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$478,198	$427,476	—
2025	$422,745	$60,905	—
2024	$467,098	$417,098	—
2024	$408,078	$58,482	▼ $140
2023	$487,080	$467,102	—
2023	$337,524	$55,323	—
2022	$429,184	$428,684	—
2022	$290,147	$52,256	—
2021	$311,506	$159,205	—
2021	$257,986	$49,278	—
2020	$258,617	$156,310	—
2020	$251,499	$47,908	—

2024 property taxes (current owner): $1,177/yr

Estimated taxes if purchased at asking price: ~$14,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1972)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · Public water (record)

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,780 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jan 22, 2026Listed$739,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$739,000

Price / Sq Ft$493

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,500

Total Structure Area1,800 sq ft

Acres0.19 acres

Year Built1972

TypeResidential

Sub-TypeSingle Family Residence

StyleOther

Property ConditionUpdated/Remodeled

StatusActive Under Contract

Has PoolYes

Pool FeaturesIn Ground

Is WaterfrontNo

School Information

ElementaryAtlantic Beach

MiddleMayport

HighDuncan Fletcher

Community Information

Address785 Triton Road, Atlantic Beach, FL 32233

Area232-Atlantic Beach-South

SubdivisionRoyal Palms

CityAtlantic Beach

CountyDuval

StateFL

Zip Code32233

Lot Size8,276.4 sq ft

Lot Dimensions85x94

Parcel Number1714700000

ZoningSingle Family

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic, Well

ParkingAttached

ViewPool

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Primary Bathroom - Shower No Tub

AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringVinyl

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Washer Hookup

SecurityCarbon Monoxide Detector(s), Smoke Detector(s)