This home is in St. Augustine.
Active·20 days on market
650 W Pope Road 244
St. Augustine, FL 32080
About this home
St. Augustine
Perfectly positioned on Anastasia Island and completely upgraded, this upstairs corner-unit condo in Island Villas offers the best of both worlds. Located just about a mile from the beach, you'll enjoy quick and convenient access to the ocean without the congestion or premium pricing of oceanfront living, while still being just minutes from historic downtown St. Augustine, shopping, restaurants, and everyday conveniences. Whether you're looking for a full-time residence, vacation getaway, or investment property, this location is hard to beat. Featuring one of the larger and more desirable floor plans in the community, this 816-square-foot condo offers two spacious bedrooms and two full bathrooms. The upstairs corner-unit location provides added privacy, abundant natural light, and relaxing views overlooking the community pool and scenic lake.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $152,000 | $131,244 | — |
| 2024 | $167,500 | $119,313 | — |
| 2023 | $175,398 | $108,466 | — |
| 2022 | $132,000 | $98,605 | — |
| 2021 | $103,000 | $89,641 | — |
| 2020 | $92,000 | $81,492 | — |
2025 property taxes (current owner): $1,905/yr
Estimated taxes if purchased at asking price: ~$3,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — year not disclosed (home built 1985)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,760 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jul 3, 2026Listed$204,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: COLDWELL BANKER PREMIER PROPERTIES
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
Similar homes in St. Augustine
Active Under Contract$219,500MLS# 2144712Est. $1,168/mo4025 Grande Vista Boulevard 23-102, St. Augustine, FL 320841 Beds1 Baths978 sqftResidentialBEACH REALTY TEAM LLC
Active$239,900MLS# 2117473Est. $1,277/mo125 Rio Del Mar Street A, St. Augustine, FL 320802 Beds1 Baths880 sqftResidentialJPAR CITY AND BEACH
Your Local Expert
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines