Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in St. Johns.

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Active

For Rent·91 days on market

191 Chipola

St. Johns, FL 32259

$3,600/moMLS# 2149205

Rental listing

Krista specializes in home sales, not rentals. To tour or apply for this rental, contact the listing agent directly:

SHAUN JONES · MONUMENTAL REALTY SERVICES LLC nflproperties@gmail.com

Beds

Baths

2,732

Sq Ft

2016

Built

Garage

Pool

About this home

St. Johns

Spacious Rivertown Home | 4BR/2.5BA | 2,732 SF | $3,700/mo Live large in one of St. Johns' most sought-after communities. This 2016-built two-story home delivers space, style, and function -- a private main-floor office, open-concept kitchen with stainless appliances and breakfast bar, sun-filled family room, covered lanai, and a fully fenced backyard. Upstairs: a generous loft, oversized primary suite with dual sinks, soaking tub, and separate shower, plus three additional bedrooms. Two-car garage. Zoned for top-rated St. Johns County schools - Minutes from River Town amenities, shopping, and I-95. 12-month lease. $3,700 security deposit. Tenant pays utilities. This one won't last -- call today.

Cost to own

Mortgage calculator

Home Price

$3,600

Down Payment: 20%

$720

Interest Rate: 6.71%

Loan Term

Monthly Payment

$19

Principal & Interest: $19

Property taxes (est.): $5

Insurance (est.): $2

Estimated Total Monthly

$26

*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

Last sold: $665,000 in June 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$481,653	$481,653	—
2024	$504,310	$454,310	—
2023	$506,955	$456,955	—
2022	$458,688	$251,246	—
2021	$330,026	$242,472	—
2020	$297,030	$238,434	—

Estimated taxes if purchased at asking price: ~$100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.