Skip to main content

This home is in Fernandina Beach.

Photo 1 / 53
Active

94705 DUCK LAKE Drive, Fernandina Beach, FL 32034

$360,000
MLS# 2149071
4
Bedrooms
3
Bathrooms
1,841
Sq Ft
1982
Year Built

About This Home — 94705 DUCK LAKE Drive

Private retreat on a .57-acre fenced corner lot beneath mature oak trees in sought-after Holly Point with NO HOA and NO CDD. This 4-bed, 3-bath home offers flexibility, privacy, and room for boats, RVs, and all your outdoor toys, just minutes from Amelia Island, downtown Fernandina Beach, shopping, dining, and schools. Elevated for coastal breezes and peace of mind, the home features solid hardwood floors, tile in the kitchen and baths, beadboard accents, pocket doors, and a NEW metal roof (2025). The dedicated office with its own private entrance is perfect for remote work, a home business, or creative space. Downstairs, a private suite and additional air-conditioned flex space provide endless possibilities for guests, multi-generational living, hobbies, a gym, or additional bedrooms. Updates include a new well pump, well tank, bladder tank, and electric water heater. Covered parking, garage space, circular driveway, fruit-bearing plants, and nearby Boat Ramp complete this offering.

Features

Price$360,000
Price / Sq Ft$196
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage1,841
Acres0.57 acres
Year Built1982
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Carport Spaces3
Has PoolNo
Is WaterfrontNo

School Information

ElementaryEmma Love Hardee
MiddleFernandina Beach
HighFernandina Beach

Community Information

Address94705 DUCK LAKE Drive, Fernandina Beach, FL 32034
Area472-Oneil/Nassaville/Holly Point
SubdivisionHolly Point
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size24,829.2 sq ft
Parcel Number452N28525B00180000
ZoningResidential

Amenities

UtilitiesElectricity Connected, Water Connected
Water SourceWell
ParkingAttached Carport

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Tub with Shower
AppliancesDishwasher, Double Oven, Microwave
HeatingCentral
CoolingCentral Air, Wall/Window Unit(s)
FlooringWood
# of Stories2
LevelsTwo
LaundryIn Unit, Lower Level

Exterior

Lot DescriptionCorner Lot
Patio / PorchDeck
FencingFenced, Privacy, Wood
RoofMetal
ConstructionFrame
Road FrontageCounty Road

Additional Information

Date ListedJune 5, 2026
Days on Market1
Tax Amount$2,148.24
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Mortgage Calculator

$360,000
$72,000
Loan Term
Monthly Payment
$1,916
Principal & Interest: $1,916
Est. Taxes & Insurance: $479
Estimated Total Monthly
$2,395
*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Listing Courtesy of: SUMMER HOUSE REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact Krista

20+ years · 500+ closings · NE Florida