This home is in Sail Cove Town Center, Jacksonville.

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Active

Active·45 days on market·Sail Cove Town Center

10000 Gate Parkway N 624

Jacksonville, FL 32246

$200,000$188/sqftEst. $1,017/moMLS# 2149029

Beds

Baths

1,066

Sq Ft

1996

Built

—

Garage

Pool

About this home

Sail Cove Town Center

$4,000 SELLER CREDIT FOR THIS METICULOUSLY MAINTAINED CONDO IN SAIL COVE! Well appointed 2 bedroom condo with easy floorplan. Public space features kitchen overlooking living room with breakfast bar and dining area. 2 good sized bedrooms with 2 full bathrooms (primary with ensuite). Well sized screened patio has space for table and chairs to allow you to enjoy meals or coffee. Peaceful unit located to rear of building. Community features NEW ROOF 2024, Gated, Tons of amenities including: RESORT STYLE POOL with jacuzzi, fountain/dock/kayak launch area, picnic tables and grills, also fitness center, pickleball, tennis, basketball, playground, RV/Boat parking, car wash station, clubhouse. Prime location: walkable to restaurants and shopping at St. Johns TC with just a short drive to UNF and the Beaches! Convenient for travel sitting close to JTB with easy access to I-95 and I-295.

Cost to own

Mortgage calculator

Home Price

$200,000

Down Payment: 20%

$40,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,017

Principal & Interest: $1,017

Est. Taxes & Insurance: $254

Estimated Total Monthly

$1,271

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$1,017

Property taxesest. at asking price, Duval County$327

HOAbilled monthly$442

Estimated total, before insurance$1,785/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$171,500	$171,500	▼ $18,000
2024	$189,500	$155,727	—
2023	$189,500	$141,570	—
2022	$136,000	$128,700	—
2021	$117,000	$117,000	—
2020	$110,500	$110,500	—

2025 property taxes (current owner): $3,063/yr

Estimated taxes if purchased at asking price: ~$3,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — 2024 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,488 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jun 5, 2026Listed$200,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$200,000

Price / Sq Ft$188

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,066

Year Built1996

TypeResidential

Sub-TypeCondominium

StyleOther

StatusActive

Has PoolNo

Is WaterfrontNo

Community Information

Address10000 Gate Parkway N 624, Jacksonville, FL 32246

Area023-Southside-East Of Southside Blvd

SubdivisionSail Cove Town Center

CityJacksonville

CountyDuval

StateFL

Zip Code32246

Parcel Number1677255150

ZoningCondominium

Amenities

AmenitiesPool, Barbecue, Basketball Court, Car Wash Area, Clubhouse, Fitness Center, Gated, Maintenance Grounds, Maintenance Structure, Management - Full Time, Management- On Site, Pickleball, Playground, RV/Boat Storage, Spa/Hot Tub, Tennis Court(s), Trash, Water

UtilitiesCable Connected, Electricity Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingUnassigned