This home is in Silverleaf, St. Augustine.

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Active

Active·45 days on market·Silverleaf

322 Canopy Forest Drive

St. Augustine, FL 32092

$695,000$259/sqftEst. $3,533/moMLS# 2148797

Beds

Baths

2,684

Sq Ft

2024

Built

Garage

Pool

About this home

Silverleaf

This stunning nearly new David Weekly home in the sought-after, built-out, gated Oak Grove community of Silverleaf offers the perfect blend of comfort, style, and modern open design. The chefs kitchen with stainless steel, gas appliances, upgraded cabinets and countertops overlooks the family room, dining room and the bonus/ flex space all at once. The raised ceilings and 8' doors throughout give the home plenty of natural light and a breezy coastal feel Owners suite has upgraded vanities, and spa like walk in shower, as well as an oversized closet space. There is a 5th bedroom suite separated from the rest of the bedrooms for guests. The extended covered lanai overlooks a fresh green space, while a well appointed playground for the kids is just two lots away.

Cost to own

Mortgage calculator

Home Price

$695,000

Down Payment: 20%

$139,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$3,533

Principal & Interest: $3,533

Est. Taxes & Insurance: $883

Estimated Total Monthly

$4,416

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$3,533

Property taxesest. at asking price, St. Johns County$925

HOAbilled annually$142

Estimated total, before insurance$4,599/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $721,800 in December 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$560,380	$560,380	—
2024	$150,000	$150,000	—
2023	$110,000	$110,000	—
2022	$39,200	$39,200	—

Estimated taxes if purchased at asking price: ~$11,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 14, 2026Price change$695,000−$30,000
Jun 4, 2026Listed$725,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$695,000

Price / Sq Ft$259

Bedrooms5

Bathrooms3.00

Full Baths3

Square Footage2,684

Year Built2024

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

Direction FacesSouth

School Information

ElementaryWards Creek

MiddlePacetti Bay

HighTocoi Creek

Community Information

Address322 Canopy Forest Drive, St. Augustine, FL 32092

Area304- 210 South

SubdivisionSilverleaf

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Dimensions60x

Parcel Number0103611190

ZoningPUD

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Fitness Center, Gated, Playground

UtilitiesSewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, In-Law Floorplan, Open Floorplan, Primary Bathroom - Shower No Tub, Primary Downstairs

AppliancesGas Cooktop, Gas Range, Gas Water Heater, Instant Hot Water, Microwave

HeatingCentral

CoolingCentral Air

FlooringCarpet, Laminate

# of Stories1