This home is in Jacksonville Beach.

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Active·54 days on market

1304- 1312 1st Avenue N 1304

1308, 1312, Jacksonville Beach, FL 32250

$1,744,700$359/sqftEst. $9,286/moMLS# 2146744

Beds

Baths

4,854

Sq Ft

—

Built

Garage

Pool

About this home

Jacksonville Beach

ATTENTION INVESTORS! Here is your rare opportunity to own 3 Brand-New Construction townhomes in Jacksonville Beach! [NOTE - NOT a triplex, but 3 individually attached townhomes with separate tax ID #'s] Each unit offers the perfect blend of modern design, low-maintenance living & unbeatable location, with no HOA fees, featuring 3 beds, 3 baths and a convenient half bath perfect for guests. These thoughtfully designed homes feature 3 levels of living space, a fenced in backyard and a convenient attached garage. Step inside to discover a fresh, contemporary interior with everything Brand New, including sleek SS appliances, stylish fixtures, and high-quality finishes throughout. The 2nd floor open-concept main living area is perfect for entertaining, while large windows invite in natural light & coastal breezes. The fenced backyard features beautiful pavers including a fire pit. Located just moments from Jax Beach's popular bars, local dining hotspots & boutique shopping. Live in one unit

Cost to own

Mortgage calculator

Home Price

$1,744,700

Down Payment: 20%

$348,940

Interest Rate: 6.49%

Loan Term

Monthly Payment

$8,813

Principal & Interest: $8,813

Est. Taxes & Insurance: $2,203

Estimated Total Monthly

$11,016

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$9,286

Property taxesest. at asking price, Duval County$2,849

Estimated total, before insurance$12,135/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$85,000	$85,000	—
2024	$85,000	$85,000	—
2023	$85,000	$85,000	—
2022	$85,000	$85,000	—

Estimated taxes if purchased at asking price: ~$34,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,631 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History