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This home is in Tidal Pointe, Jacksonville.

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Active·100 days on market·Tidal Pointe

11473 Surfline Court

Jacksonville, FL 32256

$335,000$221/sqftEst. $1,724/moMLS# 2143515

Beds

Baths

1,514

Sq Ft

2019

Built

Garage

Pool

About this home

Tidal Pointe

Welcome to this beautifully maintained 2019-built townhome, offering modern finishes, thoughtful upgrades, and a low-maintenance lifestyle in a highly convenient location. From the moment you step inside, you'll appreciate the attention to detail throughout--featuring plantation shutters, upgraded iron balusters on the staircase, and luxury vinyl plank flooring throughout the entire home for a clean, cohesive look. The kitchen is both stylish and functional, showcasing floor-to-ceiling cabinetry that provides exceptional storage while creating a sleek, elevated feel. The open layout allows for easy everyday living and entertaining.

Cost to own

Mortgage calculator

Home Price

$335,000

Down Payment: 20%

$67,000

Interest Rate: 6.67%

Loan Term

Monthly Payment

$1,724

Principal & Interest: $1,724

Property taxes (est.): $547

Insurance (est.): $223

Estimated Total Monthly

$2,494

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$1,724

Property taxesest. at asking price, Duval County$547

HOAbilled monthly$342

Estimated total, before insurance$2,613/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,231/yr · $353/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$330,715	$227,628	—
2024	$315,364	$220,506	—
2023	$326,501	$212,628	—
2022	$304,397	$204,979	—
2021	$248,527	$197,553	—
2020	$244,136	$194,136	—

2025 property taxes (current owner): $4,231/yr

Estimated taxes if purchased at asking price: ~$6,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,774 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

May 5, 2026Listed$335,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$335,000

Price / Sq Ft$221

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,514

Acres0.04 acres

Year Built2019

TypeResidential

Sub-TypeTownhouse

StyleContemporary

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address11473 Surfline Court, Jacksonville, FL 32256

Area024-Baymeadows/Deerwood

SubdivisionTidal Pointe At Southside

CityJacksonville

CountyDuval

StateFL

Zip Code32256

Lot Size1,742.4 sq ft

Parcel Number1677405660

Amenities

AmenitiesPool

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringTile, Vinyl

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Washer Hookup