This home is in Jacksonville.

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Pending

Pending·74 days on market

4568 Sun Garden Drive

Jacksonville, FL 32257

$379,900$228/sqftEst. $2,022/moMLS# 2143318

Beds

Baths

1,669

Sq Ft

2023

Built

Garage

Pool

About this home

Jacksonville

Tucked away on a quiet cul-de-sac with a beautifully landscaped, fenced backyard backing to a wooded preserve, this move-in-ready home delivers the upgrades and low-maintenance lifestyle you've been waiting for. 1,669 sq ft | 2 bedrooms, 2 bathrooms + Flex/Office in a 55+ gated community. Open-concept floor plan with 10-foot ceilings, 8-foot doors and tray ceilings in the living room and primary bedroom. Tile flooring throughout. Upgrades include board-and-batten detail in the foyer, framed out doors in the foyer, shiplap on the kitchen island, a beautiful tile backsplash, freshly painted rooms, screened-in lanai, a paver patio, a double palm tree, and a bottlebrush tree. Gourmet kitchen with quartz countertops, 42-inch cabinets, range, microwave, oven, and vent hood. Primary bathroom shower with bench and niche, double vanity. Gas range, oven and tankless hot water heater; laundry room with gas and electric hookups, pre wired for Security system; water softener loop in the garage.

Cost to own

Mortgage calculator

Home Price

$379,900

Down Payment: 20%

$75,980

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,931

Principal & Interest: $1,931

Est. Taxes & Insurance: $483

Estimated Total Monthly

$2,414

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,022

Property taxesest. at asking price, Duval County$620

HOAbilled monthly$425

Estimated total, before insurance$3,067/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $392,200 in July 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$326,631	$223,653	▲ $20,000
2024	$307,795	$216,643	—
2023	$50,000	$50,000	—

Estimated taxes if purchased at asking price: ~$7,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,645 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 10, 2026Pending$379,900
May 4, 2026Listed$379,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$379,900

Price / Sq Ft$228

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,669

Total Structure Area1,669 sq ft

Year Built2023

TypeResidential

Sub-TypeTownhouse

StyleVilla

StatusPending

# of Garages2

Has PoolNo

Is WaterfrontNo

55+ CommunityYes

Community Information

Address4568 Sun Garden Drive, Jacksonville, FL 32257

Area013-Beauclerc/Mandarin North

SubdivisionEverlake

CityJacksonville

CountyDuval

StateFL

Zip Code32257

Parcel Number1490772945

Amenities

UtilitiesCable Available, Cable Connected, Electricity Connected, Natural Gas Connected, Sewer Available, Sewer Connected, Water Available, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Primary Bathroom - Tub with Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Gas Cooktop, Ice Maker, Instant Hot Water, Microwave, Refrigerator, Tankless Water Heater

HeatingCentral, Electric

CoolingCentral Air

FlooringTile

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Gas Dryer Hookup, In Unit, Lower Level, Washer Hookup

SecurityCarbon Monoxide Detector(s), Firewall(s), Security Gate, Security Lights