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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·92 days on market

7206 Rolling Creek Lane

Jacksonville, FL 32222

$399,990$175/sqftEst. $2,039/moMLS# 2142586
4
Beds
2
Baths
2,286
Sq Ft
2023
Built
3
Garage
No
Pool

About this home

Jacksonville

Welcome to this move in ready home. Nestled in the highly desirable Longleaf Community built in 2023. Low HOA and no CDD. This beautiful spacious 4 bedroom 2 bath home offers comfort and functionality. Features a separate dining room, office/flex room. A large open concept kitchen flowing into the living room. Spacious owner's suite with a huge walk in shower. 3 car garage, paved driveway and sprinkler system, triple sliders open to a screened Lanai. Located just minutes away to Oakleaf Town Center, where you can enjoy easy access to shopping and restaurants. Amenities include pool, fitness center and playground. This Home has a lot to offer. Schedule your tour today!

Cost to own

Mortgage calculator

$399,990
$79,998
Loan Term
Monthly Payment
$2,039
Principal & Interest: $2,039
Property taxes (est.): $653
Insurance (est.): $267
Estimated Total Monthly
$2,959
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,039
Property taxesest. at asking price, Duval County$653
HOAbilled monthly$78
Estimated total, before insurance$2,771/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,939/yr · $495/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $370,900 in June 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$357,073$303,891
2024$344,620$294,620 $10,000
2023$80,000$80,000

2025 property taxes (current owner): $5,939/yr

Estimated taxes if purchased at asking price: ~$7,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,626 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Apr 29, 2026Listed$399,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$399,990
Price / Sq Ft$175
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,286
Acres0.20 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo

Community Information

Address7206 Rolling Creek Lane, Jacksonville, FL 32222
Area064-Bent Creek/Plum Tree
SubdivisionLongleaf
CityJacksonville
CountyDuval
StateFL
Zip Code32222
Lot Size8,712 sq ft
Parcel Number0164097075
ZoningResidential

Amenities

AmenitiesPool, Fitness Center, Playground
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewCity

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Split Bedrooms
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Water Heater, Microwave, Refrigerator, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Sink, Washer Hookup

Exterior

Lot DescriptionCorner Lot, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio, Screened
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedApril 29, 2026
Days on Market43
HOA Fees$78 / Monthly
HOA FrequencyMonthly
Tax Amount$5,938.55
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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