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Active

Active·56 days on market

7581 Rock Brook Drive

Jacksonville, FL 32222

$395,000$197/sqftEst. $2,014/moMLS# 2118963

Beds

Baths

2,006

Sq Ft

2021

Built

Garage

Pool

About this home

Jacksonville

Welcome to Your Dream Home in Longleaf! Discover modern living at its finest in this pristine 4-bedroom, 3-bath home, perfectly positioned on a peaceful corner lot in Jacksonville's sought-after Longleaf community. Built in 2021 and meticulously maintained, this single-story gem is move-in ready and designed for today's lifestyle. Inside, You'll Love: • Bright, open-concept living with soaring 9' ceilings and abundant natural light • Seamless indoor-outdoor flow through triple sliding glass doors to your private screened lanai • Chef-inspired kitchen with modern upgrades, generous cabinet spaces. • Luxurious owner's suite featuring 2 walk-in closets and spa-inspired bath with soaking tub and separate shower • Flexible living spaces including three additional bedrooms, versatile flex room—perfect for a playroom, gym, office or hobby .• Tranquil cul de sac location with minimal traffic and maximum peace Community Perks: A Resort style Amenity center Schedule your Tour Today!

Cost to own

Mortgage calculator

Home Price

$395,000

Down Payment: 20%

$79,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,014

Principal & Interest: $2,014

Property taxes (est.): $645

Insurance (est.): $263

Estimated Total Monthly

$2,922

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,014

Property taxesest. at asking price, Duval County$645

HOAbilled monthly$78

Estimated total, before insurance$2,737/mo

Seller’s 2024 tax billper the MLS — includes any CDD / assessments$4,579/yr · $382/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$316,041	$243,281	—
2024	$305,380	$235,577	▲ $11,000
2023	$305,873	$227,114	—
2022	$273,898	$218,898	—
2021	$45,000	$45,000	—

2024 property taxes (current owner): $4,579/yr

Estimated taxes if purchased at asking price: ~$7,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,644 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jun 4, 2026Listed$395,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$395,000

Price / Sq Ft$197

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,006

Total Structure Area2,022 sq ft

Acres0.15 acres

Year Built2021

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address7581 Rock Brook Drive, Jacksonville, FL 32222

Area067-Collins Rd/Argyle/Oakleaf Plantation (Duval)

SubdivisionLongleaf

CityJacksonville

CountyDuval

StateFL

Zip Code32222

Lot Size6,534 sq ft

Parcel Number0164102310

ZoningResidential

Amenities

AmenitiesPool, Playground

UtilitiesCable Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Range, Electric Water Heater, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air, Electric

FlooringCarpet, Vinyl

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Lower Level, Sink, Washer Hookup