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This home is in Solano Cay, Ponte Vedra Beach.

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Active·92 days on market·Solano Cay

133 Solano Cay Circle

Ponte Vedra Beach, FL 32082

$634,000$433/sqftEst. $3,374/moMLS# 2140122
3
Beds
2
Baths
1,465
Sq Ft
1988
Built
2
Garage
No
Pool

About this home

Solano Cay

Welcome to your coastal retreat at 133 Solano Cay Circle in the highly desirable Solano Cay community of Ponte Vedra Beach. This beautifully updated 3-bedroom, 2.5-bathroom home masterfully blends casual coastal charm with modern elegance. Just a short walk or bike ride to the sugar-white sands of Ponte Vedra Beach, this recently renovated gem features a refreshed kitchen, beautifully updated bathrooms, recently replaced roof and new flooring throughout. The bright, open-concept living spaces create a welcoming and airy atmosphere perfect for both everyday living and effortless entertaining. Upstairs, the primary suite and two additional bedrooms offer comfortable, light-filled retreats. One of the home's standout features is the spacious screened lanai, where you can savor peaceful views overlooking a serene pond.

Cost to own

Mortgage calculator

$634,000
$126,800
Loan Term
Monthly Payment
$3,223
Principal & Interest: $3,223
Est. Taxes & Insurance: $806
Estimated Total Monthly
$4,028
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,374
Property taxesest. at asking price, St. Johns County$844
HOAbilled annually$72
Estimated total, before insurance$4,290/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $460,000 in December 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$395,821$395,821
2024$392,195$392,195
2023$386,650$386,650
2022$354,527$354,527
2021$257,010$207,010
2020$255,279$205,232

2025 property taxes (current owner): $5,665/yr

Estimated taxes if purchased at asking price: ~$10,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1988)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,776 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Apr 15, 2026Listed$634,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$634,000
Price / Sq Ft$433
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,465
Acres0.07 acres
Year Built1988
TypeResidential
Sub-TypeSingle Family Residence
StyleCraftsman
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address133 Solano Cay Circle, Ponte Vedra Beach, FL 32082
Area252-Ponte Vedra Beach-W Of A1A-N Of Solana Rd
SubdivisionSolano Cay
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size3,049.2 sq ft
Parcel Number0525410170

Amenities

AmenitiesPool
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewPond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Open Floorplan, Primary Bathroom - Shower No Tub, Smart Thermostat
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Washer
HeatingCentral, Electric, Zoned
CoolingCentral Air, Electric, Zoned
FlooringCarpet, Laminate, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
Window FeaturesSkylight(s)

Exterior

Exterior FeaturesCourtyard
Patio / PorchPatio, Screened
FencingVinyl
RoofShingle

Additional Information

Date ListedApril 15, 2026
Days on Market47
HOA Fees$860 / Annually
HOA FrequencyAnnually
Tax Amount$5,665.15
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Solano Cay

Solano Cay is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Solano Cay homes for sale →

Listing Courtesy of: TERRA REAL ESTATE, LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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