This home is in L'Atrium, Ponte Vedra Beach — a waterfront home in Ponte Vedra Beach.
Active Under Contract·139 days on market·L'Atrium
2442 Lorraine Court N
Ponte Vedra Beach, FL 32082
About this home
L'Atrium
Find your peaceful haven in this lakefront Ponte Vedra Beach bungalow. With its cozy charm and serene water views, this home offers a retreat from the everyday. Picture yourself relaxing on the screened windows Florida Room, listening to the gentle sounds of nature. The open floor plan creates a warm and inviting atmosphere. The climate-controlled Florida Room is the perfect spot to enjoy the lake views. Stone countertops add a touch of rustic elegance to the kitchen. The fireplace is perfect for those chilly nights. Embrace the simple pleasures of waterfront living. Close to parks and with easy commute access, this location offers the best of both worlds. Enjoy the community amenities and top-rated schools. Discover the rustic charm and serene beauty of this waterfront gem.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $421,974 | $417,562 | — |
| 2024 | $397,925 | $379,602 | — |
| 2023 | $395,297 | $345,093 | — |
| 2022 | $400,814 | $313,721 | — |
| 2021 | $285,201 | $285,201 | — |
| 2020 | $264,192 | $264,192 | — |
2025 property taxes (current owner): $5,986/yr
Estimated taxes if purchased at asking price: ~$8,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1980)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,777 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jul 16, 2026Active Under Contract$499,000
- Apr 13, 2026Listed$499,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About L'Atrium
L'Atrium is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.
View all L'Atrium homes for sale →Listing Courtesy of: ROUND TABLE REALTY
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines