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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Riverside At Rivertown, St. Johns a pool home in St. Johns County.

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Active

Active·144 days on market·Riverside At Rivertown

3600 State Road 13 N

St. Johns, FL 32259

$1,325,000$378/sqftEst. $6,812/moMLS# 2138759
5
Beds
4
Baths
3,503
Sq Ft
2023
Built
3
Garage
Yes
Pool

About this home

Riverside At Rivertown

One of the most uniquely positioned homes in RiverTown - situated on a premium preserve lot directly in front of a recently completed roundabout that provides safe and effortless access to top-rated St. Johns County schools, shopping, dining, and the world-class RiverTown amenity centers. Buy into the amenities package or simply enjoy the unbeatable location without the fees -- either way, there's no CDD and no obligation. Built by Riverside Homes on the Leila floor plan with a bonus room, this magazine-worthy is truly move-in ready. A charming front porch welcomes you, while the preserve backdrop delivers privacy and serene natural views. Inside, vaulted ceilings with wood accents anchor the family room, and the Chef's Kitchen impresses with Thermador appliances, a 6-burner gas stove, quartz island, custom cabinetry, farm sink, butler's pantry, walk-in pantry, and a mudroom with drop zone. The flexible floor plan supports multi-generational living and easily functions as a 5-bedroom

Cost to own

Mortgage calculator

$1,325,000
$265,000
Loan Term
Monthly Payment
$6,812
Principal & Interest: $6,812
Property taxes (est.): $1,763
Insurance (est.): $883
Estimated Total Monthly
$9,458
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$6,812
Property taxesest. at asking price, St. Johns County$1,763
HOAbilled annually$28
Estimated total, before insurance$8,603/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,242/yr · $854/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $975,000 in November 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$875,064$723,672
2024$892,107$702,429
2023$119,000$119,000
2022$145,600$145,600
2021$120,000$120,000
2020$116,000$116,000

2025 property taxes (current owner): $10,242/yr

Estimated taxes if purchased at asking price: ~$21,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Apr 8, 2026Listed$1,325,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,325,000
Price / Sq Ft$378
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage3,503
Acres0.74 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Screen Enclosure, Waterfall
Is WaterfrontNo

Community Information

Address3600 State Road 13 N, St. Johns, FL 32259
Area302-Orangedale Area
SubdivisionRiverside At Rivertown
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size32,234.4 sq ft
Parcel Number0007110330

Amenities

UtilitiesSewer Connected, Water Connected
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

AppliancesDishwasher, Gas Cooktop, Gas Oven, Gas Water Heater, Tankless Water Heater
HeatingCentral, Heat Pump
CoolingCentral Air
# of Stories2

Additional Information

Date ListedApril 8, 2026
Days on Market81
HOA Fees$341.02 / Annually
HOA FrequencyAnnually
Tax Amount$10,242.18
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Riverside At Rivertown

Riverside At Rivertown is a neighborhood in RiverTown, FL (St. Johns County), ZIP 32259.

View all Riverside At Rivertown homes for sale →

Listing Courtesy of: MAXREV, LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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