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This home is in WGV Laterra Condo, St. Augustine — a waterfront home in St. Johns County.

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Active

Active·158 days on market·WGV Laterra Condo

955 Registry Boulevard 324

St. Augustine, FL 32092

$269,950$309/sqftEst. $1,395/moMLS# 2138218

Beds

Baths

875

Sq Ft

2004

Built

—

Garage

Pool

About this home

WGV Laterra Condo

Experience the perfect combination of lifestyle and income potential with this beautifully situated 3rd-floor 1-bedroom condo offering peaceful pool and water views. Located within a desirable gated community, this residence provides both privacy and access to resort-style amenities, including three sparkling pools, tennis courts, pickleball, and a fully equipped fitness center. This property is a standout investment opportunity with no minimum rental restrictions, making it ideal for short-term rentals, seasonal stays, or long-term income. Whether you're looking to maximize revenue or enjoy personal use, the flexibility is unmatched. Recent updates include a new AC system installed in 2025, ensuring comfort and efficiency. Perfect as a primary residence, vacation getaway, or income-producing property, this condo offers exceptional value in a sought-after community.

Cost to own

Mortgage calculator

Home Price

$269,950

Down Payment: 20%

$53,990

Interest Rate: 6.71%

Loan Term

Monthly Payment

$1,395

Principal & Interest: $1,395

Property taxes (est.): $359

Insurance (est.): $180

Estimated Total Monthly

$1,934

*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$1,395

Property taxesest. at asking price, St. Johns County$359

HOAbilled monthly$367

Estimated total, before insurance$2,121/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,740/yr · $228/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$226,000	$183,744	—
2024	$230,000	$167,040	—
2023	$231,570	$151,855	—
2022	$172,000	$138,050	—
2021	$125,500	$125,500	—
2020	$117,400	$117,400	—

2025 property taxes (current owner): $2,740/yr

Estimated taxes if purchased at asking price: ~$4,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,790 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 14, 2026Price change$269,950−$30,050
Apr 4, 2026Listed$300,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$269,950

Price / Sq Ft$309

Bedrooms1

Bathrooms1.00

Full Baths1

Square Footage875

Year Built2004

TypeResidential

Sub-TypeCondominium

StyleSpanish

StatusActive

Has PoolNo

Is WaterfrontYes

Gated CommunityYes

Direction FacesNortheast

School Information

ElementaryWards Creek

MiddlePacetti Bay

HighTocoi Creek

Community Information

Address955 Registry Boulevard 324, St. Augustine, FL 32092

Area309-World Golf Village Area-West

SubdivisionWgv Laterra Condo

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Parcel Number2879991324

ZoningCondominium

Amenities

AmenitiesPool, Barbecue, Basketball Court, Children's Pool, Clubhouse, Dog Park, Elevator(s), Fitness Center, Gated, Golf Course, Jogging Path, Maintenance Grounds, Maintenance Structure, Management - Full Time, Management- On Site, Park, Pickleball, Playground, Security, Spa/Hot Tub, Storage, Tennis Court(s), Trash, Water

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPrivate Sewer

Water SourcePublic

ParkingUnassigned

ViewLake, Pool, Protected Preserve, Trees/Woods, Water

Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Elevator, Entrance Foyer, Open Floorplan, Primary Bathroom - Tub with Shower, Vaulted Ceiling(s)

AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Plumbed For Ice Maker, Refrigerator, Washer, Washer/Dryer Stacked

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric, Split System

FlooringCarpet, Tile

# of Stories1

LevelsOne

Security24 Hour Security, Firewall(s), Key Card Entry, Secured Elevator, Security Gate, Smoke Detector(s)