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Active

Active·114 days on market

313 Anastasia Boulevard A & B

St. Augustine, FL 32080

$439,000$482/sqftEst. $2,337/moMLS# 2136524

Beds

Baths

910

Sq Ft

1930

Built

—

Garage

Pool

About this home

St. Augustine

Beautiful Duplex for sale within very close proximity to downtown St Augustine! Zoned CL-2 with Commercial Zoning, the possibilities are endless with this amazing property! Build a restaurant, retail, store, let your imagination and vision come to life! Also, currently a proven Airbnb short-term-rental which features 2 total bedrooms and bathrooms. Completely turn key property on A1A/Anastasia Blvd in Davis Shores neighborhood. Very convenient walk to multiple restaurants, shops and bars around the old city of St. Augustine. Multiple upgrades include new exterior doors, windows, bathroom vanities, toilets, paint, appliances, heating/ac wall mounted units installed by Glacier Heating and Air and fenced back yard. Some updated electric and plumbing. Encapsulated crawl space with dehumidifier installed by Alpha Foundations. All furniture and appliances stay, turn key opportunity. Buyer to verify info.

Cost to own

Mortgage calculator

Home Price

$439,000

Down Payment: 20%

$87,800

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,231

Principal & Interest: $2,231

Est. Taxes & Insurance: $558

Estimated Total Monthly

$2,789

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,337

Property taxesest. at asking price, St. Johns County$584

Estimated total, before insurance$2,921/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$304,909	$304,909	—
2024	$296,859	$296,859	—
2023	$281,154	$281,154	—
2022	$280,505	$280,505	—
2021	$185,893	$162,263	—
2020	$187,301	$147,512	—

2025 property taxes (current owner): $6,033/yr

Estimated taxes if purchased at asking price: ~$7,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Metal — year not disclosed (home built 1930)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · Public water (record)

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,728 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History