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This home is in Jacksonville.

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Active

Active·80 days on market

10206 Shoreview Drive N

Jacksonville, FL 32218

$468,000$188/sqftEst. $2,386/moMLS# 2135660
4
Beds
2
Baths
2,485
Sq Ft
1965
Built
2
Garage
No
Pool

About this home

Jacksonville

PRICE Reduced, ask me about special low-cost programs so you can buy this house of your dreams Updated inside and out! Welcome home to this rare waterfront gem that truly has it all. Situated on a massive corner lot, this renovated home offers breathtaking water views from every single room creating a serene and luxurious living experience from sunrise to sunset. Just move in and enjoy as this property has been thoughtfully updated inside and out, blending modern finishes with timeless coastal charm. Sit out by the water and watch the remarkable sunset or jump in your boat as this property has direct navigable access to the ocean, making this a dream location for boating enthusiasts and waterfront lovers alike. And with NO HOA and NO CDD fees, you have the freedom to live how you want without extra restrictions or costs. This is more than a home -- it's a lifestyle. Opportunities like this don't come often.

Cost to own

Mortgage calculator

$468,000
$93,600
Loan Term
Monthly Payment
$2,386
Principal & Interest: $2,386
Property taxes (est.): $764
Insurance (est.): $312
Estimated Total Monthly
$3,462
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,386
Property taxesest. at asking price, Duval County$764
Estimated total, before insurance$3,150/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$277,875$0
2024$276,342$0
2023$277,043$0 $8,465
2022$226,937$0
2021$177,190$0
2020$172,361$0

2025 property taxes (current owner): $384/yr

Estimated taxes if purchased at asking price: ~$9,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1965)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,655 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • May 4, 2026Listed$468,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$468,000
Price / Sq Ft$188
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,485
Acres0.50 acres
Year Built1965
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address10206 Shoreview Drive N, Jacksonville, FL 32218
Area091-Garden City/Airport
SubdivisionShorewood
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Lot Size21,780 sq ft
Parcel Number0209610000

Amenities

UtilitiesElectricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Garage
ViewRiver

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Tub with Shower, Walk-In Closet(s)
AppliancesElectric Cooktop, Electric Range, Microwave
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
# of Stories2
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Exterior FeaturesImpact Windows
Lot DescriptionCorner Lot
Patio / PorchCovered
RoofShingle
ConstructionBrick Veneer, Vinyl Siding
Other StructuresShed(s)
Road FrontageCity Street

Additional Information

Date ListedMay 4, 2026
Days on Market94
Tax Amount$384
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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