Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Beachwalk, St. Johns — a home near Beachside High School.

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Active

Active·170 days on market·Beachwalk

282 Caribbean Place

St. Johns, FL 32259

$765,000$224/sqftEst. $3,933/moMLS# 2134492

Beds

Baths

3,409

Sq Ft

2020

Built

Garage

Pool

About this home

Beachwalk

CDD Bond Paid Off! Welcome to resort-style living in the highly desirable Beachwalk community in St. Johns County. This meticulously maintained 4 bed 4 bath home offers a spacious and functional floor plan designed for modern living. Over 3,400 square feet featuring an open-concept layout with a bright living area, a well-appointed kitchen with modern finishes, and comfortable bedrooms that provide both style and functionality. Large windows allow for plenty of natural light, creating a warm and inviting atmosphere throughout the home. Step outside to your private, lakeview backyard with a covered and screened lanai, perfect for relaxing or entertaining while enjoying Florida's year-round sunshine. The home also includes thoughtful upgrades and contemporary design elements that enhance both comfort and convenience. Residents of Beachwalk enjoy exclusive access to the spectacular 14-acre Crystal Lagoon with white sand beaches and turquoise water, offering a truly unique lifestyle

Cost to own

Mortgage calculator

Home Price

$765,000

Down Payment: 20%

$153,000

Interest Rate: 6.66%

Loan Term

Monthly Payment

$3,933

Principal & Interest: $3,933

Property taxes (est.): $1,018

Insurance (est.): $510

Estimated Total Monthly

$5,461

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$3,933

Property taxesest. at asking price, St. Johns County$1,018

HOAbilled quarterly$194

Estimated total, before insurance$5,145/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,763/yr · $897/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$677,398	$677,398	—
2024	$670,324	$670,324	—
2023	$611,907	$611,907	—
2022	$624,630	$566,812	—
2021	$515,284	$515,284	—
2020	$88,000	$88,000	—

2025 property taxes (current owner): $10,763/yr

Estimated taxes if purchased at asking price: ~$12,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,743 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Mar 12, 2026Listed$765,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$765,000

Price / Sq Ft$224

Bedrooms4

Bathrooms4.00

Full Baths4

Square Footage3,409

Acres0.20 acres

Year Built2020

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

Gated CommunityYes

School Information

ElementaryLakeside Academy

MiddleLakeside Academy

HighBeachside

Community Information

Address282 Caribbean Place, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionBeachwalk

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size8,712 sq ft

Parcel Number0237181180

ZoningResidential

Amenities

AmenitiesPool, Beach Access, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewLake

Waterfront TypeLake Front

Interior

Interior FeaturesEat-in Kitchen, Entrance Foyer, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Downstairs, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Dryer, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Washer

HeatingCentral

CoolingCentral Air

FlooringTile, Wood

# of Stories2

LevelsTwo

SecuritySecurity Gate, Smoke Detector(s)