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97150 HARBOR CONCOURSE Circle, Fernandina Beach, FL 32034

$435,000
MLS# 2133831
3
Bedrooms
2
Bathrooms
1,843
Sq Ft
2018
Year Built

About This Home — 97150 HARBOR CONCOURSE Circle

Experience the coastal lifestyle in this immaculately maintained ''like new'' home, used only as a second home. Ideally located just minutes from Fernandina Beach and Amelia Island, this 3BR/2.5BA home offers 1,843 sq ft with a bright open floor plan designed for easy living and entertaining. Enjoy a spacious primary suite with a soaking tub, walk-in closets in every bedroom, a chef's kitchen, and a wood-burning fireplace. Relax on the screened porch overlooking a fully fenced backyard with peaceful preserve views and an additional patio perfect for grilling after a day at the beach, marina, golf course, or fishing. Convenient to parks, boating, historic downtown, recreational sports, Jacksonville International Airport & luxury coastal amenities, this move-in-ready home is ideal as a primary residence or second home. Two-car garage, tons of builder upgrades, neighborhood playground, A-rated schools and NO CDD fees. Furniture negotiable. Lifestyle photos of nearby sites

Features

Price$435,000
Price / Sq Ft$236
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,843
Acres0.13 acres
Year Built2018
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesSouthwest

Community Information

Address97150 HARBOR CONCOURSE Circle, Fernandina Beach, FL 32034
Area472-Oneil/Nassaville/Holly Point
SubdivisionHarbor Concourse
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size5,662.8 sq ft
Parcel Number292N28011500330000
ZoningResidential

Amenities

AmenitiesPlayground
UtilitiesCable Available, Electricity Available, Sewer Available, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Double Oven, Dryer, Electric Oven, Electric Range, Electric Water Heater, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryLower Level
SecuritySecurity System Owned, Smoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear, Other
Patio / PorchPatio, Porch, Rear Porch, Screened
FencingFenced, Back Yard, Full, Privacy, Vinyl
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMarch 8, 2026
Days on Market83
HOA Fees$660 / Annually
HOA FrequencyAnnually
HOA NameHarbor Concourse
Tax Amount$5,324.59
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Mortgage Calculator

$435,000
$87,000
Loan Term
Monthly Payment
$2,315
Principal & Interest: $2,315
Est. Taxes & Insurance: $579
Estimated Total Monthly
$2,894
*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERSLeslie Mckiernan · lesliemckiernan@kw.com

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida