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This home is in Ocean 21 Condos, Jacksonville Beach.

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Active

Active·131 days on market·Ocean 21 Condos

2100 Ocean Drive 3E

Jacksonville Beach, FL 32250

$1,497,000$903/sqftEst. $7,968/moMLS# 2133572
3
Beds
2
Baths
1,658
Sq Ft
1973
Built
19
Garage
No
Pool

About this home

Ocean 21 Condos

Direct Oceanfront Luxury Living Welcome to oceanfront living at its finest. This beautifully renovated 3-bedroom, 2-bath condominium in the Ocean 21-22 Condominium community offers panoramic views of the Atlantic Ocean and a redesigned open floor plan that maximizes natural light and coastal scenery. Enjoy the ocean breeze from two private balconies, perfect for relaxing with your favorite drink. The unit features high-end finishes throughout, including wide-plank light faux wood tile flooring, smooth ceilings, and all new windows and doors. The modern kitchen is equipped with white shaker cabinets, quartz countertops, and updated fixtures, creating a stylish and functional space for everyday living and entertaining. A flexible living area provides versatility for relaxation or gathering with family and friends. The unit includes garage parking space #19 for added convenience. Whether you are seeking a full-time residence, vacation retreat, or investment opportunity, this move-

Cost to own

Mortgage calculator

$1,497,000
$299,400
Loan Term
Monthly Payment
$7,562
Principal & Interest: $7,562
Est. Taxes & Insurance: $1,890
Estimated Total Monthly
$9,452
*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$7,968
Property taxesest. at asking price, Duval County$2,444
HOAbilled monthly$1,002
Estimated total, before insurance$11,414/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $950,000 in April 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$854,600$854,600
2024$906,800$876,140
2023$762,900$762,900
2022$626,000$554,400
2021$504,000$504,000
2020$504,000$504,000 $20,000

2025 property taxes (current owner): $15,763/yr

Estimated taxes if purchased at asking price: ~$29,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AO — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Membrane — year not disclosed (home built 1973)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,713 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Mar 6, 2026Listed$1,497,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,497,000
Price / Sq Ft$903
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,658
Acres0.01 acres
Year Built1973
TypeResidential
Sub-TypeCondominium
StatusActive
# of Garages19
Has PoolNo
Is WaterfrontYes

Community Information

Address2100 Ocean Drive 3E, Jacksonville Beach, FL 32250
Area212-Jacksonville Beach-SE
SubdivisionOcean 21
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size435.6 sq ft
Parcel Number1793320042
ZoningCondominium

Amenities

AmenitiesPool, Beach Access, Car Wash Area, Clubhouse, Elevator(s), Maintenance Grounds, Management - Full Time, Management- On Site, Trash, Water
UtilitiesCable Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Assigned, Garage, Garage Door Opener
ViewBeach, Ocean
Waterfront TypeOcean Front

Interior

Interior FeaturesEat-in Kitchen, Elevator, Primary Bathroom - Shower No Tub, Split Bedrooms
AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Refrigerator, Tankless Water Heater, Washer
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecurityEntry Phone/Intercom, Key Card Entry, Secured Lobby, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony
RoofMembrane
ConstructionConcrete

Additional Information

Date ListedMarch 6, 2026
Days on Market86
HOA Fees$1,002.38 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesInsurance, Maintenance Grounds, Pest Control, Sewer, Trash, Water
Tax Amount$15,763.27
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

The neighborhood

About Ocean 21 Condos

Ocean 21 Condos is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.

View all Ocean 21 Condos homes for sale →

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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