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This home is in Reverie At Silverleaf, St. Augustine.

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Active

Active·132 days on market·Reverie At Silverleaf

616 Knotted Birch Avenue

St. Augustine, FL 32092

$685,000$337/sqftEst. $3,646/moMLS# 2133460
2
Beds
2
Baths
2,032
Sq Ft
2025
Built
2
Garage
No
Pool

About this home

Reverie At Silverleaf

Take advantage of this exceptional investment opportunity featuring a professionally designed Dream Finders model home-- and delivering a strong return on investment and ideal for a 1031 tax exchange. Over $75,000 in upgrades and NO CDD Fees! Located in the desirable Reverie at Silverleaf, a premier 55+ active adult community built by Dream Finders Homes. This beautifully upgraded Charlotte model from the Meadows Collection situated in cul de sac and offers approximately 2,030 sq. ft. of thoughtfully designed living space with numerous high-end finishes. The open-concept layout features 10' ceilings, a stunning gourmet kitchen with quartz countertops, extended kitchen island, farmhouse sink, designer backsplash, premium cabinetry, and high-end appliances, perfect for entertaining and everyday living. A flex/office room provides additional versatility for a home office or den. Elegant upgrades throughout the home include tray ceilings

Cost to own

Mortgage calculator

$685,000
$137,000
Loan Term
Monthly Payment
$3,482
Principal & Interest: $3,482
Est. Taxes & Insurance: $870
Estimated Total Monthly
$4,352
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,646
Property taxesest. at asking price, St. Johns County$912
HOAbilled monthly$364
Estimated total, before insurance$4,921/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $3,665,100 in July 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$493,597$493,597
2024$125,000$125,000

2025 property taxes (current owner): $6,648/yr

Estimated taxes if purchased at asking price: ~$10,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Mar 6, 2026Listed$685,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$685,000
Price / Sq Ft$337
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,032
Acres0.25 acres
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
55+ CommunityYes

Community Information

Address616 Knotted Birch Avenue, St. Augustine, FL 32092
Area305-World Golf Village Area-Central
SubdivisionReverie at Silverleaf
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size10,890 sq ft
Parcel Number0269211180
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Dog Park, Gated, Jogging Path, Pickleball, Spa/Hot Tub
UtilitiesCable Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached

Interior

Interior FeaturesBuilt-in Features, Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Wet Bar
AppliancesConvection Oven, Dishwasher, Double Oven, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric, Hot Water
CoolingCentral Air, Electric
FlooringTile, Vinyl
# of Stories1
LevelsOne
LaundryGas Dryer Hookup
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)
Spa FeaturesCommunity

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchCovered, Front Porch, Rear Porch
FencingBack Yard, Wrought Iron
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMarch 6, 2026
Days on Market118
HOA Fees$364 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds
Tax Amount$6,648.07
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionNo

The neighborhood

About Reverie At Silverleaf

Reverie At Silverleaf is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Reverie At Silverleaf homes for sale →

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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