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This home is in Fernandina Beach.

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Active

424 S 3RD Street, Fernandina Beach, FL 32034

$1,499,000
MLS# 2133398
4
Bedrooms
3
Bathrooms
3,224
Sq Ft
2025
Year Built

About This Home — 424 S 3RD Street

Experience the rare blend of MODERN LUXURY and DOWNTOWN CHARM in this FULLY FURNISHED, brand-new custom home, just steps from the vibrant heart of Historic Fernandina Beach. Perfectly positioned on an OVERSIZED 100' x 125' DOUBLE LOT, this thoughtfully designed residence offers over 3,200 square feet of refined living space with 4 bedrooms, a dedicated office/flex space, and 3 full baths. LVP flooring flows throughout the open-concept layout, creating a seamless and inviting atmosphere. The designer kitchen is a true showpiece, featuring stunning quartzite countertops, Italian french door range and oversized refrigerator, custom wood shelving in the expansive walk-in pantry, and abundant prep space. The primary suite is a private retreat, complete with its own balcony porch perfect for relaxation. The SPA-INSPIRED PRIMARY BATHROOM showcases a sophisticated WET ROOM with a spacious walk-in shower and deep soaking tub, along with a generously sized walk-in closet designed for both beauty

Features

Price$1,499,000
Price / Sq Ft$465
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage3,224
Acres0.28 acres
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryEmma Love Hardee
MiddleFernandina Beach
HighFernandina Beach

Community Information

Address424 S 3RD Street, Fernandina Beach, FL 32034
Area410-Fernandina Beach Downtown-West
SubdivisionCity Of Fernandina Beach
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size12,196.8 sq ft
Lot Dimensions100 x 125
Parcel Number000031180002790060
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Smart Thermostat, Split Bedrooms, Walk-In Closet(s), Wine Cellar
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringVinyl
# of Stories2
LevelsTwo
LaundryIn Unit, Lower Level, Sink
SecuritySmoke Detector(s), Other

Exterior

Exterior FeaturesBalcony, Outdoor Shower
Patio / PorchCovered, Front Porch, Rear Porch
RoofShingle
ConstructionComposition Siding, Frame
Road SurfaceAsphalt, Paved
Road FrontageCity Street

Additional Information

Date ListedMarch 5, 2026
Days on Market88
Tax Amount$6,127.55
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionYes

Mortgage Calculator

$1,499,000
$299,800
Loan Term
Monthly Payment
$7,978
Principal & Interest: $7,978
Est. Taxes & Insurance: $1,995
Estimated Total Monthly
$9,973
*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Listing Courtesy of: SUMMER HOUSE REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida