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Active

Active·144 days on market

600 A1A Beach Boulevard

St. Augustine Beach, FL 32080

$665,000Est. $3,391/moMLS# 2133084

Beds

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Sq Ft

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Built

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Garage

Pool

About this home

St. Augustine Beach

Rare Oceanside Commercial/Mixed-Use Opportunity in the Heart of St. Augustine Beach! Exceptional vacant lot located directly on A1A Beach Blvd, just steps from the sand and situated in one of the most desirable corridors in St. Augustine Beach. Zoned Commercial / Mixed Use, this property was previously approved for a mixed-use building featuring commercial space on the first floor and residential units above -- offering incredible flexibility for investors, developers, or owner-operators. Positioned directly across from the Courtyard by Marriott and surrounded by established hotels, restaurants, and beach traffic, this site benefits from strong visibility, steady tourism flow, and year-round activity. Potential ocean views from a second-story build add even more value and appeal. Whether you envision retail, restaurant, office, short-term rental residences, or a live/work concept, this property provides a rare opportunity to build in a high-demand beachside location.

Cost to own

Mortgage calculator

Home Price

$665,000

Down Payment: 20%

$133,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$3,391

Principal & Interest: $3,391

Property taxes (est.): $885

Insurance (est.): $443

Estimated Total Monthly

$4,719

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$3,391

Property taxesest. at asking price, St. Johns County$885

Estimated total, before insurance$4,276/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,159/yr · $513/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$464,625	$329,822	—
2024	$464,625	$299,838	—
2023	$464,625	$272,580	—
2022	$247,800	$247,800	—
2021	$247,800	$247,800	—
2020	$260,925	$260,925	—

2025 property taxes (current owner): $6,159/yr

Estimated taxes if purchased at asking price: ~$10,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,773 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History