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This home is in River Oaks, Flagler Beach.

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Active·139 days on market·River Oaks

1481 Lambert Avenue

Flagler Beach, FL 32136

$1,499,000$288/sqftEst. $7,978/moMLS# 2132029
5
Beds
3
Baths
5,201
Sq Ft
1992
Built
6
Garage
Yes
Pool

About this home

River Oaks

Experience the sophisticated luxury of this meticulously maintained Mediterranean-style home on prestigious Lambert Ave. Set on over 2.5 private acres and surrounded by majestic oaks, towering palms, and Spanish moss, the property offers a serene retreat just minutes from beaches, restaurants, and shopping. Enjoy resort-style living with more than 5,000 square feet of living space and a thoughtfully designed 5-bedroom, 4-bath floor plan filled with natural light from French doors in every room, all overlooking the expansive screened pool and stone firepit. The chef's kitchen features imported marble countertops, custom cabinetry, and a large pantry, while the elegant formal dining room is highlighted by custom stained-glass windows. A detached six-car garage, circular driveway, and greenhouse complete this exceptional offering. This truly is a one-of-a-kind beachside estate.

Cost to own

Mortgage calculator

$1,499,000
$299,800
Loan Term
Monthly Payment
$7,572
Principal & Interest: $7,572
Est. Taxes & Insurance: $1,893
Estimated Total Monthly
$9,465
*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$7,978
Estimated total, before insurance$7,978/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $23,135/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Tile — year not disclosed (home built 1992)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0026611 - Flagler Beach WWTF · Public water (record)

County records show this parcel on central sewer served by FL0026611 - Flagler Beach WWTF — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,674 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Feb 26, 2026Listed$1,499,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,499,000
Price / Sq Ft$288
Bedrooms5
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage5,201
Acres2.61 acres
Year Built1992
TypeResidential
Sub-TypeSingle Family Residence
StyleSpanish
StatusActive
# of Garages6
# of Carport Spaces4
Has PoolYes
Pool FeaturesIn Ground, Heated, Screen Enclosure
Is WaterfrontNo

School Information

ElementaryOld Kings
MiddleBuddy Taylor
HighFlagler Palm Coast

Community Information

Address1481 Lambert Avenue, Flagler Beach, FL 32136
Area601-Flagler County-North Central
SubdivisionRiver Oaks
CityFlagler Beach
CountyFlagler
StateFL
Zip Code32136
Lot Size113,691.6 sq ft
Parcel Number1112315325000000410
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingCarport, Circular Driveway, Garage
ViewTrees/Woods

Interior

Interior FeaturesButler Pantry, Entrance Foyer, Open Floorplan, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Dryer, Induction Cooktop, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Vinyl
FireplaceYes
Fireplace FeaturesElectric
# of Stories2
LevelsTwo
LaundryLower Level

Exterior

Exterior FeaturesFire Pit, Outdoor Shower
Lot DescriptionMany Trees, Wooded
Patio / PorchScreened
RoofTile
ConstructionConcrete, Stucco
Other StructuresGreenhouse
Road SurfacePaved

Additional Information

Date ListedFebruary 26, 2026
Days on Market126
Tax Amount$23,135.06
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

The neighborhood

About River Oaks

River Oaks is a neighborhood in Jacksonville, FL (Flagler County), ZIP 32136.

View all River Oaks homes for sale →

Listing Courtesy of: MAXREV, LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

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