This home is in Wells Creek, Jacksonville.

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Active

Active·150 days on market·Wells Creek

3635 Wells Landing Court

Jacksonville, FL 32277

$995,000$398/sqftEst. $5,057/moMLS# 2130865

Beds

Baths

2,502

Sq Ft

2025

Built

Garage

Pool

About this home

Wells Creek

BRING YOUR YACHT OR CENTER CONSOLE. Rare opportunity in an exclusive 7-home private gated maritime enclave tucked into Fort Caroline. This property includes a dedicated, DEEP-WATER BOAT SLIP just a short golf-cart ride from your front door, providing unrestricted, bridge-free ocean access down the St. Johns River. Avoid the 5-year marina waitlists and high slip fees. PREVIEW THE DOCK IN THE VIDEO SECTION. ELEVATED REVERSE COASTAL DESIGN TO MAXIMIZE THE COOL RIVER BREEZE AND THE SPECTACULAR VIEW OF THE DAMES POINT BRIDGE, NATURAL LIGHT AND PRIVACY. 4 Bedroom / 3.5 Bath / 2502 sqft / 2 Story. Primary Suite and Main Living Space on the Second Floor. Open Floor Plan with exits to a Full Rear Covered Balcony. First Floor has Guest Suite with Full Bath, Guest Bedrooms and Bath and Home Office. Rear Balcony and Covered Rear Patio. Oversized Lot with room for a pool is Fully Vinyl Fenced. Custom Kitchen with Quartz Counter Tops and All-Stainless Appliance Package.

Cost to own

Mortgage calculator

Home Price

$995,000

Down Payment: 20%

$199,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$5,057

Principal & Interest: $5,057

Est. Taxes & Insurance: $1,264

Estimated Total Monthly

$6,322

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$5,057

Property taxesest. at asking price, Duval County$1,625

HOAbilled monthly$300

Estimated total, before insurance$6,982/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$90,000	$90,000	—

2025 property taxes (current owner): $1,597/yr

Estimated taxes if purchased at asking price: ~$19,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,733 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 7, 2026Price change$995,000−$155,000
Feb 19, 2026Listed$1,150,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$995,000

Price / Sq Ft$398

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage2,502

Acres0.25 acres

Year Built2025

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUnder Construction

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Direction FacesWest

Community Information

Address3635 Wells Landing Court, Jacksonville, FL 32277

Area041-Arlington

SubdivisionWells Creek

CityJacksonville

CountyDuval

StateFL

Zip Code32277

Lot Size10,890 sq ft

Parcel Number1129190075

Amenities

AmenitiesBoat Dock, Boat Slip, Gated

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerAerobic Septic

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener, Gated

ViewBridge(s), River, Water, Other

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Guest Suite, His and Hers Closets, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Refrigerator

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringVinyl

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Lower Level, Washer Hookup