This home is in Jacksonville.

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Active

Active·150 days on market

1820 N Market Street

Jacksonville, FL 32206

$425,000$198/sqftEst. $2,262/moMLS# 2130371

Beds

Baths

2,144

Sq Ft

2005

Built

Garage

Pool

About this home

Jacksonville

NEW ROOF Tucked in the heart of Springfield, this charming two story home blends classic character with everyday comfort. Hardwood floors extend throughout the 3 bedroom, 2.5 bath layout, complemented by coffered and tray ceilings that add architectural detail. The kitchen features cherry cabinetry and stainless steel appliances, flowing into an eat in area and formal dining room ideal for hosting. A cozy fireplace anchors the living room, creating an inviting space to gather. Upstairs, spacious bedrooms include a serene primary suite with private balcony, dual vanities, walk in shower, soaking tub, and large walk in closet. A versatile top floor flex room offers space for guests or a home office. Outside, enjoy a private backyard retreat with a large deck designed for entertaining and relaxing. The built in hot tub adds a spa-like touch, perfect for unwinding. Generous parking, a two car garage, and easy walkability to shopping, dining, and nightlife complete this Springfield gem

Cost to own

Mortgage calculator

Home Price

$425,000

Down Payment: 20%

$85,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,160

Principal & Interest: $2,160

Est. Taxes & Insurance: $540

Estimated Total Monthly

$2,700

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,262

Property taxesest. at asking price, Duval County$694

Estimated total, before insurance$2,956/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$472,465	$472,465	—
2024	$435,701	$435,701	▼ $132
2023	$439,775	$377,372	—
2022	$391,229	$343,066	—
2021	$311,879	$311,879	—
2020	$290,338	$290,338	—

2025 property taxes (current owner): $8,766/yr

Estimated taxes if purchased at asking price: ~$8,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,721 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 9, 2026Price change$425,000−$25,000
Feb 16, 2026Listed$450,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$425,000

Price / Sq Ft$198

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,144

Acres0.10 acres

Year Built2005

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Direction FacesSoutheast

School Information

ElementaryAndrew A. Robinson

MiddleMatthew Gilbert

HighWilliam M. Raines

Community Information

Address1820 N Market Street, Jacksonville, FL 32206

Area072-Springfield

SubdivisionSpringfield

CityJacksonville

CountyDuval

StateFL

Zip Code32206

Lot Size4,356 sq ft

Parcel Number0718580020

ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingOther, Garage, Off Street

ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s), Other

AppliancesDishwasher, Disposal, Dryer, Gas Oven, Gas Range, Ice Maker, Microwave, Refrigerator, Washer

HeatingCentral, Electric

CoolingCentral Air

FlooringTile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Washer Hookup

SecuritySmoke Detector(s)

Spa FeaturesAbove Ground, Private