This home is in Jacksonville Beach.

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Active

Active·141 days on market

11 19th Avenue N

Jacksonville Beach, FL 32250

$4,395,000$1128/sqftEst. $23,392/moMLS# 2129331

Beds

Baths

3,898

Sq Ft

1998

Built

Garage

Pool

About this home

Jacksonville Beach

NEW PRICE - Priced Below Recent Appraised Value! This fully renovated oceanfront home offers immediate equity and exceptional versatility as a private residence, luxury retreat, or income-producing short-term rental. Featuring 7 bedrooms, 7.5 baths, and sweeping Atlantic Ocean views, the home is ideal for family gatherings, wedding celebrations, corporate retreats, or vacation getaways. The open living and dining areas flow seamlessly into the kitchen, creating an inviting space for entertaining. The second floor features four guest suites with ensuite baths, including two with access to a shared oceanfront balcony. The third floor offers three additional bedrooms, including two with private oceanfront balconies. Walk to nearby dining, shopping, and Jacksonville Beach entertainment. Zoned and licensed for entire-home rental/short-term lodging, the property offers a strong rental history with potential property management availability. Furnishings are negotiable. Combining luxury ...

Cost to own

Mortgage calculator

Home Price

$4,395,000

Down Payment: 20%

$879,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$22,200

Principal & Interest: $22,200

Est. Taxes & Insurance: $5,550

Estimated Total Monthly

$27,750

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$23,392

Property taxesest. at asking price, Duval County$7,176

Estimated total, before insurance$30,568/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $2,750,000 in May 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$3,302,281	$2,947,543	—
2024	$3,033,267	$2,575,177	—
2023	$2,341,070	$2,341,070	—
2022	$2,143,279	$668,280	▲ $136,687
2021	$1,471,371	$647,360	—
2020	$1,448,710	$637,732	—

2025 property taxes (current owner): $56,618/yr

Estimated taxes if purchased at asking price: ~$86,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1998)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0020231 - City of Jacksonville Beach · Public water (record)

County records show this parcel on central sewer served by FL0020231 - City of Jacksonville Beach — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,774 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Feb 24, 2026Listed$4,395,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$4,395,000

Price / Sq Ft$1,128

Bedrooms7

Bathrooms7.50

Full Baths7

Half Baths1

Square Footage3,898

Acres0.16 acres

Year Built1998

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages1

Has PoolNo

Is WaterfrontYes

Community Information

Address11 19th Avenue N, Jacksonville Beach, FL 32250

Area211-Jacksonville Beach-NE

SubdivisionJacksonville Beach

CityJacksonville Beach

CountyDuval

StateFL

Zip Code32250

Lot Size6,969.6 sq ft

Parcel Number1747771030

ZoningResidential

Amenities

UtilitiesCable Available, Cable Connected, Electricity Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Attached, Garage

ViewBeach

Waterfront TypeOcean Front

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Entrance Foyer, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Wet Bar

AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Freezer, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator, Tankless Water Heater, Washer

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesElectric

# of Stories3

LevelsOne and One Half, Three Or More

LaundryIn Unit

SecurityCarbon Monoxide Detector(s), Fire Alarm, Smoke Detector(s)