This home is in St. Augustine.
Active·241 days on market
358 Monika Place
St. Augustine, FL 32080
About this home
St. Augustine
Low Maintenance Single Family Home Perfect for Easy Living on Anastasia Island Just Blocks from the Beach! Discover Coastal Comfort in this Beautifully Updated 2+ Den Patio Home located in the sought-after gated community of SeaGate (South). Perfectly perched on a desirable corner lot, this residence offers effortless indoor-outdoor living and convenient access to the best of St. Augustine's Anastasia Island lifestyle. Step inside to a bright, open layout featuring high ceilings, transom windows, newly installed LVP flooring and geometric accent wall all nicely enhance the home's modern aesthetic. The updated kitchen shines with gorgeous granite countertops, stainless steel appliances, and ample cabinetry. An ideal space for both casual meals and entertaining. The primary suite is a serene retreat complete with a large walk-in closet, dual vanity, water closet, and a step-in shower ensuite. Charming barn doors provide privacy and style while opening to an oversized sunroom/den
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
Last sold: $445,000 in February 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $379,494 | $314,432 | — |
| 2024 | $375,533 | $304,863 | — |
| 2023 | $344,527 | $294,527 | — |
| 2022 | $303,779 | $157,423 | — |
| 2021 | $215,329 | $151,367 | — |
| 2020 | $204,758 | $148,580 | — |
2024 property taxes (current owner): $4,228/yr
Estimated taxes if purchased at asking price: ~$7,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1990)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,814 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Nov 18, 2025Listed$445,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WORTH CLARK REALTY
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Expert
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines