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15537 Thomas Creek Way, Jacksonville, FL 32218

$334,000

MLS# 2116022

Bedrooms

Bathrooms

1,707

Sq Ft

2024

Year Built

About This Home — 15537 Thomas Creek Way

Bright and beautiful 3BD/2BA in the new Seaton Creek development easily accessible to 95 and airport. Neutral white and grey color scheme throughout with ceramic wood plank tile floors for living space and vinyl flank for the bedrooms. Walk in to a lovely white kitchen with gorgeous quartz countertop and stainless-steel appliances. Kitchen opens to a large living space leading to the enclosed porch and to the back yard. Double vanity and double size shower in the master bath. Modern light fixtures in all rooms. New washer and dryer stay including new lawn equipments. Amenities include clubhouse, pool, playground, pickleball court, and gym etc,.

Features

Price$334,000

Price / Sq Ft$196

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,707

Year Built2024

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch, Traditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address15537 Thomas Creek Way, Jacksonville, FL 32218

Area091-Garden City/Airport

SubdivisionSeaton Creek Reserve

CityJacksonville

CountyDuval

StateFL

Zip Code32218

Parcel Number0196002020

ZoningResidential

Amenities

AmenitiesPool, Cable TV, Clubhouse, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Open Floorplan, Primary Bathroom - Shower No Tub

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Water Heater, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringLaminate, Tile

# of Stories1

LevelsOne

Exterior

Patio / PorchPatio, Screened

RoofShingle

ConstructionFiber Cement, Frame

Road SurfaceAsphalt

Road FrontageCity Street

Additional Information

Date ListedJune 17, 2026

Days on Market228

HOA Fees$53 / Monthly

HOA FrequencyMonthly

HOA Fee IncludesMaintenance Grounds

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

Mortgage Calculator

Home Price

$334,000

Down Payment: 20%

$66,800

Interest Rate: 7.00%

Loan Term

Monthly Payment

$1,778

Principal & Interest: $1,778

Est. Taxes & Insurance: $444

Estimated Total Monthly

$2,222

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

True Monthly Cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,778

Property taxesest. at asking price, Duval County$545

HOAbilled monthly$53

Estimated total, before insurance$2,376/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Taxes & Assessment

Year	Market value	Taxable value	Change
2025	$266,248	$266,248	—

Estimated taxes if purchased at asking price: ~$6,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,908 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.