This home is in Deerwood, Jacksonville.

1 / 57

Active

Active·463 days on market·Deerwood

10112 Leisure Lane S

Jacksonville, FL 32256

$238,000$139/sqftEst. $1,267/moMLS# 2078067

Beds

Baths

1,714

Sq Ft

1975

Built

—

Garage

Pool

About this home

Deerwood

New roof, newer windows! Enjoy resort living in this lovely and exceptionally maintained condo, nestled in the 24-hour gated golf and country club community, Deerwood! This home offers low maintenance living, quality finishes, and a spacious outdoor patio. Inside, natural light pours through newer windows, highlighting an open-concept living area perfect for entertaining. The large kitchen boasts ample storage, while the two private en-suite bedrooms offer comfort and style. An extra-large storage closet and covered carport add to the convenience. Whether you're looking for a primary residence or a warm-weather getaway, this gem is move-in ready! Association fee covers water, sewer, trash, roof & exterior maintenance, 24 hour gate & security patrol, Master insurance policy, and all common areas. Optional membership with top-tier amenities—golf, tennis, pickleball, fitness, and dining—just steps from your front door.

Cost to own

Mortgage calculator

Home Price

$238,000

Down Payment: 20%

$47,600

Interest Rate: 6.49%

Loan Term

Monthly Payment

$1,202

Principal & Interest: $1,202

Est. Taxes & Insurance: $301

Estimated Total Monthly

$1,503

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,267

Property taxesest. at asking price, Duval County$389

HOAbilled monthly$662

Estimated total, before insurance$2,318/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$226,500	$72,081	—
2024	$226,500	$69,343	—
2023	$226,500	$65,867	—
2022	$190,500	$62,493	—
2021	$146,000	$59,217	—
2020	$146,000	$57,710	—

2024 property taxes (current owner): $1,426/yr

Estimated taxes if purchased at asking price: ~$4,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1975)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,504 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History