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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·5 days on market

2103 Atlantic Boulevard

Jacksonville, FL 32207

$399,900$281/sqftEst. $2,066/moMLS# 2163498
1
Beds
1
Baths
1,425
Sq Ft
1939
Built
Garage
No
Pool

About this home

Jacksonville

Versatile 1,425 SF commercial office property in a convenient Jacksonville location. Fully renovated in 2020 ( ADA complaint) property offers a flexible layout featuring 4 private offices, additional rooms suitable for conference, work, storage or other business needs, kitchen, laundry area and bath. The adaptable floor plan provides an excellent opportunity for an owner-user, professional office, service business or investor. Spacious lawn area and inviting front entrance add to the property's appeal. Located on Atlantic Boulevard with convenient access to surrounding neighborhoods and major roadways. Property is zoned CRO and Buyer to verify zoning, permitted uses, dimensions and all other property details with the appropriate authorities.

Cost to own

Mortgage calculator

$399,900
$79,980
Loan Term
Monthly Payment
$2,066
Principal & Interest: $2,066
Property taxes (est.): $653
Insurance (est.): $267
Estimated Total Monthly
$2,986
*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$2,066
Property taxesest. at asking price, Duval County$653
Estimated total, before insurance$2,719/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,001/yr · $333/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,001/yr

Estimated taxes if purchased at asking price: ~$7,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Tar/Gravel, Wood — year not disclosed (home built 1939)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,622 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 4, 2026Listed$399,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$399,900
Price / Sq Ft$281
Bedrooms1
Bathrooms1.00
Full Baths1
Square Footage1,425
Acres0.14 acres
Year Built1939
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address2103 Atlantic Boulevard, Jacksonville, FL 32207
Area021-St Nicholas Area
SubdivisionSouth Shores
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size6,098.4 sq ft
Parcel Number1301170000

Amenities

UtilitiesElectricity Connected, Sewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingOn Street, Parking Lot

Interior

AppliancesWasher/Dryer Stacked
HeatingCentral
CoolingCentral Air
FlooringWood
# of Stories1

Exterior

Lot DescriptionCorner Lot
FencingWood
RoofTar/Gravel, Wood
ConstructionBlock, Concrete, Stucco
Road FrontageCity Street

Additional Information

Date ListedSeptember 4, 2026
Days on Market5
Tax Amount$4,000.82
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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