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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a gated community home in Jacksonville.

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Active

Active·12 days on market

11294 Kingsley Manor Way

Jacksonville, FL 32225

$799,000$259/sqftEst. $4,129/moMLS# 2162355
4
Beds
3
Baths
3,084
Sq Ft
2004
Built
2
Garage
No
Pool

About this home

Jacksonville

Wonderful gated St Johns Riverfront community. Beautiful African Granite counter tops, custom wood cabinetry, plantation shutters and crown molding. Master bedroom has a large sitting area. Master bath has dual vanity and make-up counter. Gas fireplace. Large screened patio for barbecue or soaking in the sunken hot tub while enjoying the water view. Roof is new. House being sold ''as is'' only lender required repairs will be considered. Owner will entertain financing with adequate down payment. Roof is new. All information provided is believed to be accurate, but buyer should verify. A wonderful place to call home.

Cost to own

Mortgage calculator

$799,000
$159,800
Loan Term
Monthly Payment
$4,129
Principal & Interest: $4,129
Property taxes (est.): $1,305
Insurance (est.): $533
Estimated Total Monthly
$5,966
*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$4,129
Property taxesest. at asking price, Duval County$1,305
HOAbilled annually$79
Estimated total, before insurance$5,513/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,615/yr · $885/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $10,615/yr

Estimated taxes if purchased at asking price: ~$15,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,763 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 1, 2026Price change$799,000$50,000
  • Aug 28, 2026Listed$849,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$799,000
Price / Sq Ft$259
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage3,084
Acres0.45 acres
Year Built2004
TypeResidential
Sub-TypeSingle Family Residence
StyleFlat, Ranch
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address11294 Kingsley Manor Way, Jacksonville, FL 32225
Area042-Ft Caroline
SubdivisionReed Island
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size19,602 sq ft
Parcel Number1606774130
ZoningResidential

Amenities

UtilitiesElectricity Connected, Natural Gas Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
Waterfront TypeCanal Front

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesElectric Range, Electric Water Heater
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
SecuritySecurity Gate
Spa FeaturesIn Ground, Private

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchPorch, Screened
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt

Additional Information

Date ListedAugust 28, 2026
Days on Market4
HOA Fees$950 / Annually
HOA FrequencyAnnually
HOA NameREED ISLAND HOMEOWNERS ASSOCIATION
Tax Amount$10,615.48
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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