Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville Beach — a pool home in Jacksonville.

1 / 30

Active

Active·1 day on market

902 N 8th Avenue N

Jacksonville Beach, FL 32250

$699,000$527/sqftEst. $3,590/moMLS# 2161232

Beds

Baths

1,327

Sq Ft

1950

Built

—

Garage

Yes

Pool

About this home

Jacksonville Beach

Welcome to your private coastal oasis! This beautifully remodeled 2-bedroom, 2-bath pool home offers 1,327 square feet of stylish, comfortable living on a spacious corner lot just a few blocks from the ocean. The sparkling pool, completely redone just two years ago, is the centerpiece of the property--perfect for cooling off, entertaining friends, or relaxing in the Florida sunshine. Inside, you'll find a fresh, move-in-ready interior featuring new luxury vinyl plank flooring and thoughtfully updated living spaces. The outdoor setting is equally impressive, with fruit and olive trees adding natural beauty, shade, and a touch of Mediterranean charm. Convenient RV parking is located in the rear, providing plenty of room for your recreational vehicles, boat, or additional storage. Whether you're looking for a full-time residence, beach retreat, or investment property, this special home combines modern updates, a resort-style pool, generous outdoor space, and an exceptional location.

Cost to own

Mortgage calculator

Home Price

$699,000

Down Payment: 20%

$139,800

Interest Rate: 6.65%

Loan Term

Monthly Payment

$3,590

Principal & Interest: $3,590

Property taxes (est.): $1,141

Insurance (est.): $466

Estimated Total Monthly

$5,197

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$3,590

Property taxesest. at asking price, Duval County$1,141

Estimated total, before insurance$4,731/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1950)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0020231 - City of Jacksonville Beach · Public water (record)

County records show this parcel on central sewer served by FL0020231 - City of Jacksonville Beach — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,651 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History