1 / 43

Active

Active·1 day on market

86560 Nassau Crossing Way

Yulee, FL 32097

$425,000$169/sqftEst. $2,167/moMLS# 2156975

Beds

Baths

2,511

Sq Ft

2022

Built

Garage

Pool

About this home

Yulee

Some homes simply have more room. This one gives you more ways to live. Designed with one of DR Horton's most sought-after floor plans, this home was built for flexibility. Just off the entry, the dedicated flex room easily adapts to your lifestyle as a home office, library, fitness room, creative studio, or formal dining space. At the heart of the home, the open-concept kitchen flows seamlessly into the dining and living areas, creating an inviting space that's equally suited for everyday living and effortless entertaining. The thoughtfully designed layout continues upstairs, where a spacious loft creates an entirely separate living area--perfect for a media room, game room, reading lounge, workspace, or quiet retreat. Rather than every room opening onto a single hallway, the loft provides a natural gathering space that enhances both privacy and functionality. An upstairs laundry room adds everyday convenience, while the generously sized owner's suite offers a relaxing escape with

Cost to own

Mortgage calculator

Home Price

$425,000

Down Payment: 20%

$85,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,167

Principal & Interest: $2,167

Property taxes (est.): $587

Insurance (est.): $283

Estimated Total Monthly

$3,037

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,167

Property taxesest. at asking price, Nassau County$587

HOAbilled annually$79

Estimated total, before insurance$2,833/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,891/yr · $408/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,891/yr

Estimated taxes if purchased at asking price: ~$7,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: material not specified — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,130 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History