This home is in Jacksonville.

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8539 Gate Parkway 9220

Jacksonville, FL 32216

$199,000$173/sqftEst. $1,011/moMLS# 2156669

Beds

Baths

1,149

Sq Ft

2007

Built

Garage

Pool

About this home

Jacksonville

Enjoy resort-style living in this beautifully maintained condo located in a sought-after gated community in the heart of Jacksonville. This spacious unit offers peaceful pool views from both the main living area and the bedrooms, creating a relaxing atmosphere throughout the home. The community is packed with exceptional amenities, including a sparkling swimming pool, fully equipped fitness center, elegant clubhouse, BBQ grilling area, ping pong table, foosball, dog park, and beautifully maintained grounds. A detached assigned garage provides added convenience and extra storage. Ideally situated just minutes from St. Johns Town Center, you'll enjoy easy access to shopping, grocery stores, restaurants, entertainment, and the movie theater. With quick access to major highways, downtown Jacksonville, and the beaches, this location offers the perfect combination of comfort, convenience, and lifestyle. Don't miss the opportunity to own a move-in-ready resort style condo.

Cost to own

Mortgage calculator

Home Price

$199,000

Down Payment: 20%

$39,800

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,011

Principal & Interest: $1,011

Property taxes (est.): $325

Insurance (est.): $133

Estimated Total Monthly

$1,469

*30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$1,011

Property taxesest. at asking price, Duval County$325

HOAbilled monthly$522

Estimated total, before insurance$1,859/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,462/yr

Estimated taxes if purchased at asking price: ~$3,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,770 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History