This home is in Rivertown Forest, St. Johns.

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Active

Active·2 days on market·Rivertown Forest

275 Holly Creek Drive

St. Johns, FL 32259

$679,842$209/sqftEst. $3,618/moMLS# 2154812

Beds

Baths

3,257

Sq Ft

2026

Built

Garage

Pool

About this home

Rivertown Forest

Lot 31 - The Emerson is thoughtfully designed for active, growing families, offering the perfect blend of open-concept living and private retreats. Just off the foyer, a versatile study provides an ideal space for a home office, homework room, or quiet workspace. At the heart of the home, the spacious Great Room is filled with natural light from expansive windows and sliding glass doors that open to the lanai, creating a bright and inviting gathering space. The kitchen overlooks both the Great Room and dining area, allowing for seamless flow and easy entertaining. Upstairs, a generous loft offers flexible space for a media room, playroom, or additional living area. The private owner's suite is thoughtfully separated from the three secondary bedrooms, providing comfort and privacy. Located in RiverTown along the scenic St. Johns River, residents enjoy parks, nature preserves, lakes, and miles of trails for an active Northeast Florida lifestyle.

Cost to own

Mortgage calculator

Home Price

$679,842

Down Payment: 20%

$135,968

Interest Rate: 7.00%

Loan Term

Monthly Payment

$3,618

Principal & Interest: $3,618

Est. Taxes & Insurance: $905

Estimated Total Monthly

$4,523

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,618

Property taxesest. at asking price, St. Johns County$905

HOAbilled annually$4

Estimated total, before insurance$4,527/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 10, 2026Listed$679,842

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$679,842

Price / Sq Ft$209

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage3,257

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

Property ConditionUnder Construction

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontYes

New ConstructionYes

Direction FacesSouthwest

Community Information

Address275 Holly Creek Drive, St. Johns, FL 32259

Area302-Orangedale Area

SubdivisionRivertown Forest

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Parcel Number0009690310

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Maintenance Grounds, Management- On Site, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewPond

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Freezer, Gas Range, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer

HeatingCentral

CoolingCentral Air

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup