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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a waterfront home in Jacksonville.

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Active

Active·9 days on market

8270 Wilson Boulevard

Jacksonville, FL 32210

$269,000$183/sqftEst. $1,383/moMLS# 2154562
3
Beds
2
Baths
1,467
Sq Ft
1988
Built
2
Garage
No
Pool

About this home

Jacksonville

Welcome to affordable waterfront living on the desirable Westside of Jacksonville! This beautiful move-in ready home offers stunning views of Spring Lake and the peaceful lifestyle you've been looking for--without the high cost of waterfront ownership. Nestled along a spring-fed lake, this charming three-bedroom, two-bath residence combines comfort, convenience, and breathtaking natural surroundings. Step inside to discover a spacious and inviting layout featuring a large family room, a separate dining room, and an open kitchen designed for both everyday living and entertaining. The beautiful tile flooring and vaulted ceilings enhance the home's spacious, open feel while adding warmth and timeless appeal. Best of all, this property has no HOA fees and no CDD fees, making it an even more affordable opportunity. Come experience the beauty, serenity, and value of living on Spring Lake.

Cost to own

Mortgage calculator

$269,000
$53,800
Loan Term
Monthly Payment
$1,383
Principal & Interest: $1,383
Property taxes (est.): $439
Insurance (est.): $179
Estimated Total Monthly
$2,002
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$1,383
Property taxesest. at asking price, Duval County$439
Estimated total, before insurance$1,822/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2024$210,943$47,622
2023$205,390$44,779
2022$197,152$42,019
2021$158,460$39,339
2020$133,196$38,106

Estimated taxes if purchased at asking price: ~$5,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1988)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,773 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 19, 2026Active$269,000
  • Aug 10, 2026Pending$269,000
  • Jul 9, 2026Listed$269,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$269,000
Price / Sq Ft$183
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,467
Year Built1988
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address8270 Wilson Boulevard, Jacksonville, FL 32210
Area061-Herlong/Normandy Area
SubdivisionSpring Lake
CityJacksonville
CountyDuval
StateFL
Zip Code32210
Parcel Number0127241470

Amenities

UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewPond
Waterfront TypePond

Interior

AppliancesRefrigerator
HeatingCentral, Hot Water
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne

Exterior

Patio / PorchCovered, Patio, Rear Porch, Screened
RoofShingle
ConstructionBrick
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedAugust 19, 2026
Days on Market33
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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